Saturday, 2 February 2019

TAXATION UPDATES 02.02.2019





INCOME TAX REBATE OF RS 12500 TO THOSE WHO EARN UP TO RS 5 LAKH FROM APRIL 1: CBDT CHAIRMAN

The income tax department will give a straight rebate of Rs 12,500 to people having an annual income of Rs 5 lakh from the beginning of next fiscal, thus making their tax liability zero, Sushil Chandra said Friday, explaining the proposal made in the Union Budget for 2019-20. For people earning more than Rs 5 lakh annually, the old tax rates will continue However, people having taxable income of Rs 6.5 lakh per annum too can avail tax rebate provided they invest Rs 1.5 lakh in specified investments such as PPF, General Provident Fund (GPF) and insurances, he said. Explaining the nuances of the proposals announced by Finance Minister Piyush Goyal in his interim budget speech, Chandra said, This (zero income tax) rebate is only for persons whose taxable income is Rs 5 lakh. If the return filed or taxable income is Rs 5 lakh, then their tax liability will be nil because we will be giving a rebate of the total tax which is due on Rs 5 lakh of taxable income. As per the present taxation rate, the tax liability up to Rs 5 lakh is Rs 12,500. So, we will give a rebate of Rs 12,500 straight so that everyone who is filing a return up to Rs 5 lakh of net income will absolutely be a tax exempt case. They will get a full rebate, Chandra told PTI in an interview. Even after that, he added, if a person is earning Rs 6.5 lakh per annum, and he or she deposits Rs 1.5 lakh under 80C (section of I-T Act that deals with deductions) in PPF, GPF, insurance, then his taxable income becomes Rs 5 lakh though he is earning Rs 6.5 lakh. So, for such a person it will be a total rebate of tax liability, the top official of the income tax department said. The Central Board of Direct Taxes (CBDT) frames policy for the I-T Department. For those, he said, whose return of income or taxable return is more than Rs 5 lakh, the old slab of tax rates will continue There is no change in that because this is an interim budget and it has been targeted that the small taxpayers, middle-class and lower middle-class taxpayers should have a certainty of their tax liability on April 1. I can tell you that this proposal (Rs 5 lakh income rebate) will be applicable from the coming financial year of April 1 after it is passed in this budget session of Parliament, Chandra said. Chandra added that the proposal of giving rebate in income tax to people earning up to Rs 5 lakh will benefit another three crore people and the revue forgone would be Rs 18,500 crore.
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INCOME UPTO RS 5 LAKH TO GET FULL TAX REBATE; HIGHER STANDARD DEDUCTION PROPOSED

Individual taxpayers having taxable annual income up to  Rs.5 lakhs will get full tax rebate and therefore will not be required to pay any income tax. Piyush Goyal said Because of major tax reforms undertaken by us during last four and half years, both tax collections as well as tax base have shown significant increase, achieving a moderate taxation- high compliance regime.  It is, therefore, just and fair that some benefits from the tax reforms must also be passed on to the middle class taxpayers As a result, the Finance Minister added that even persons having gross income up to Rs. 6.50 lakhs may not be required to pay any income tax if they make investments in provident funds, specified savings, insurance etc. In fact, with additional deductions such as interest on home loan up to Rs.2 lakh, interest on education loans, National Pension Scheme contributions, medical insurance, medical expenditure  on senior citizens etc, persons having even higher income will not have to pay any tax. This will provide tax benefit of  Rs.18,500 crore to an estimated 3 crore middle class taxpayers comprising self employed, small business, small traders, salary earners, pensioners and senior citizens.

STANDARD DEDUCTIONS RAISED
For salaried persons, Standard Deduction is being raised from the current  Rs.40,000 to Rs.50,000 This will provide additional tax benefit of  Rs.4,700 crore to more than 3 crore salary earners and pensioners, the Finance Minister informed.

TDS THRESHHOLD INCREASED
Tax Deduction at Source (TDS) threshold on interest earned on bank/post office deposits has been proposed to be raised from Rs.10,000 to Rs.40,000 Shri Goyal said, This will benefit small depositors and non-working spouses. Further, the TDS threshold for deduction of tax on rent has also been proposed to be increased from Rs.1,80,000 to Rs.2,40,000 for providing relief to small taxpayers.

MORE RELIEF TO RESIDENTIAL HOUSES
It has been proposed to exempt the levy of income tax on notional rent on a second self-occupied house.  Currently, income tax on notional rent is payable if one has more than one self-occupied house.  Shri Goyal announced the relief considering the difficulty of the middle class having to maintain families at two locations on account of their job, children’s education, care of parents etc. Further, the Finance Minister proposed to increase the benefit of rollover of capital gains under Section 54 of the Income Tax Act from investment in one residential house to two residential houses for a taxpayer having capital gains up to Rs. 2 crore This benefit can be availed once in a life time.  For making more homes available under affordable housing, the benefits under Section 80-IBA of the Income Tax Act is being extended for one more year, i.e., to the housing projects approved till 31st March, 2020.  Also, for giving impetus to the real estate sector, the Finance Minister proposed to extend the period of exemption from levy of tax on notional rent, on unsold inventories, from one year to two years, from the end of the year in which the project is completed.
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TAX COLLECTIONS INCREASED FROM RS 6.38 LAKH CRORE IN YEAR 2013-14 TO ALMOST RS 12 LAKH CRORE THIS YEAR

The Government has reduced tax rates more for the common man and middle class, and made the interface with the tax department much simpler and largely faceless. Due to this, the tax collections increased significantly from Rs 6.38 lakh crore in 2013-14 to almost Rs 12 lakh crore this year. The number of returns filed have also increased from 3.79 crore to 6.85 crore showing 80% growth in tax base. Piyush Goyal said, I thank the honest taxpayers of India for reposing faith in our Government. Let me assure them that we have used their contribution to serve the poor and create better infrastructure. The Income Tax Department now functions online. Returns, assessments, refunds and queries are all undertaken online. Last year, 99.54% of the income-tax returns were accepted as they were filed. Shri Piyush Goyal said that the Government has now approved a path breaking, technology intensive project to transform the Income-tax Department into a more assessee-friendly one. All returns will be processed in twenty-four hours and refunds issued simultaneously. Within the next two years, almost all verification and assessment of returns selected for scrutiny will be done electronically through anonymised back office, manned by tax experts and officials, without any personal interface between taxpayers and tax officers, he added. The Minister said that reducing the tax burden on middle class has always been our priority ever since the Government took over in 2014. The Government increased the basic exemption limit from Rs  2 lakh to Rs 2.5 Lakh and gave tax rebate so that no tax was payable by persons having income up to Rs 3 lakh. The Government also reduced the tax rate from 10% to 5% for the tax slab of Rs 2.5 lakh to Rs 5 lakh and introduced Standard Deduction of  Rs 40,000 for the salaried class. Deduction of savings under section 80C was increased from Rs 1 lakh to Rs 1.5 lakh. Deduction of interest for self-occupied house property was raised from Rs 1.5 lakh to Rs 2 lakh. Special benefits and incentives were also given to small businesses and startups. Overall compliance processes were simplified. Threshold limit for presumptive taxation of business was raised from Rs 1 crore to Rs 2 crore. The benefit of presumptive taxation was extended for the first time to small professionals fixing threshold limit at Rs 50 lakh. In order to promote a less cash economy, the presumptive profit rate has been reduced from 8% to 6%. The tax rate for companies with turnover of up to Rs 250 crore, covering almost 99% of the companies, was reduced to 25% which was also applicable to new manufacturing companies without any turnover limits.
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AUTHORISE OFFICERS TO REVALIDATE UNPAID REFUNDS, SAYS TOP TAX ADVOCATE

Gujarat government should also authorise its officials in State Goods and Services Tax (SGST) commissionerate to revalidate refunds that have been lapsed because of non-payment by officials of Central GST (GST), said a top tax advocate in the city. He said that there are a number of cases where State GST authorities have disbursed refunds but not by CGST depriving businessmen of their rightful refunds. However, a top official in the state government said that there is no authority given to the state tax authorities and it cannot revalidate unless it is approved by GST Council, the apex body for GST in the country. Under GST regime businessmen get GST refunds in form of Input Tax Credit (ITC). However, the component of SGST is disbursed by state tax authorities, while the CGST component is disbursed by CGST authorities. Tax practitioner Monish Bhalla said that there has been a number of cases where the SGST component has been disbursed but not the CGST component After a gap of 90 days, tax authorities are unable to disburse refunds. However, Maharashtra government has come out with a circular that its tax officials can revalidate tax refunds if the deadline of 90 days has passed. If Maharashtra government can do it, why not Gujarat government, said Bhalla. Ajay Kumar, special commissioner in SGST Commissionerate in Gujarat said that tax authorities in Gujarat cannot blindly follow other states as any action need the approval of GST Council. We had also got similar complaints. We had raised this issue, which has been sent to the Law Committee (of GST Council) said Ajay Kumar.
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ANTI-BLACK MONEY MEASURES BROUGHT UNDISCLOSED INCOME OF ABOUT RS 1.3 LAKH CRORE TO TAX

The anti-black money measures taken by the Government during the last four and half years in the form of Black Money Law, the Fugitive Criminal Offenders Act, and Demonetisation, have brought undisclosed income of about Rs 1,30,000 crore to tax These measures have also led to seizure and attachment of assets worth approximately Rs 50,000 crore, and compelled holders of large cash currency to disclose their source of earnings. Piyush Goyal said, Our Government is committed to eliminating the ills of black money from our country Benami assets worth  Rs 6,900 crore and foreign assets worth Rs 1,600 crore have been attached. As many as 3,38,000 shell companies have been detected and de-registered, and their directors disqualified. Minister said that there is 18% growth in direct tax collection in 2017-18 and increase in tax base by as many as 1.06 crore people filing income tax returns for the first time in FY 2017-18 is mainly on account of demonetization.
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FOR EVERY RE IN GOVERNMENT KITTY, 70 PAISE COMES FROM DIRECT, INDIRECT TAXES

For every rupee in the government coffer, 70 paise will come from direct and indirect taxes while the government will spend 23 paise towards state's share of taxes and duties According to the Budget 2019-20 presented in Parliament by Finance Minister Piyush Goyal, for the every rupee earned, the collection from Goods and Services Tax (GST) has been pegged at 21 paise as a percentage of every rupee earned, amounting to the single largest source of revenue. The collection from borrowing and other liabilities will be 19 paise, while mobilisation from Union Excise duty will be 7 paise. The government intends to earn 8 paise from non-tax revenue like disinvestment, while it plans to mobilise 3 paise from non-debt capital receipts. Similarly, tax mobilisation from corporation tax has been fixed at 21 paise. Income tax mobilisation for the next fiscal has been increased to 17 paise. The government will earn 4 paise from custom in the next fiscal. On the expenditure side, the biggest component is states' share of taxes and duties at 23 paise and interest payment of 18 paise. Allocation towards defence has been reduced to 8 paise from 9 paise last year. Expenditure on central sector scheme will be 12 paise, while allocation for centrally sponsored scheme will be 9 paise. The expenditure on Finance Commission and other transfers is pegged at 8 paise. Similiarly, expenditure on subsidies and pension are respectively pegged at 9 paise and 5 paise. The government will spend 8 paise on other expenditure.
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GST, THE BIGGEST TAXATION REFORM, LED TO INCREASE IN TAX BASE, HIGHER COLLECTIONS AND EASE OF TRADE

The Goods and Services Tax (GST) reforms has resulted in increased tax base, higher collections and ease of trade While presenting the Interim Budget 2019-20 in Parliament, Piyush Goyal said The Goods and Services Tax (GST) reforms lingered on during the previous Government for almost a decade. Our Government implemented the GST, which is undoubtedly the biggest taxation reform undertaken since Independence Seventeen different taxes levied by the Central and State/UT Governments with cascading effect of tax on tax, were consolidated into one GST. India became a common market. GST has resulted in increased tax base, higher collections and ease of doing business. This will reduce the interface between the tax payers and the Government for day-to-day operations and assessments. The Minister said that now returns are fully online and e-way bill system is in place Inter-state movements have become faster, more efficient, and hassle free with no Entry Tax, check posts, and truck queues among others. Goyal said, The high taxation levied on multiple commodities in the pre-GST regime has been rationalised and the burden on the consumer, especially the poor and the middle class, has been significantly reduced.  The GST Council, comprising the Centre and States/UTs, finalised the GST rates collectively mostly lower than pre-GST rates. Since then, GST has been continuously reduced providing relief of about Rs. 80,000 crore annually to consumers. Most items of daily use of the poor and middle class are now in the 0% or 5% tax slab. Cinema goers who were subjected to multiple taxes up to 50% are mostly paying much lower tax at 12% now. Goyal said that our Government wants the GST burden on home buyers to be reduced and accordingly we have moved the GST Council to appoint a Group of Ministers to examine and make recommendations in this regard at the earliest. Exemptions from GST for small businesses has been doubled from Rs 20 lakh to Rs 40 lakh. Further, small businesses having turnover up to Rs. 1.5 crore have been given an attractive composition scheme wherein they pay only 1% flat rate and have to file one annual return only. Similarly, small service providers with turnover upto Rs. 50 lakhs can now opt for composition scheme and pay GST at 6% instead of 18%. More than 35 lakh small traders, manufacturers and service providers will benefit from these trader friendly measures. Soon, businesses comprising over 90% of GST payers will be allowed to file quarterly return the Minister added. He said, The average monthly tax collection in the current year is Rs. 97,100 crore per month as compared to Rs. 89,700 crore per month in the first year. The State revenues are improving with guaranteed 14% annual revenue increase for the first five years.
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GOVT PEGS FY 20 GST COLLECTIONS AT RS 7.61 TRILLION, MISSES FY19 TARGET

GST collections by the Centre missed the budgeted target set for the current fiscal by Rs 1 lakh crore, while total mop-up from the indirect tax has been pegged at over Rs 7.61 lakh crore for 2019-20. The government had budgeted to collect over Rs 7.43 lakh crore from Goods and Services Tax (GST) in the current fiscal ending March. However, in the revised estimates, the revenue mop-up has been pegged at over Rs 6.43 lakh crore. So far, in the 10 months (April-January) of the current fiscal, total GST collections by the Centre and states stood at over Rs 9.71 lakh crore. For the full fiscal 2018-19, the GST collection target of the Centre and states was Rs 13.48 lakh crore. Piyush Goyal said in spite of major rate reductions and relaxations, revenue trends are encouraging. The average monthly tax collection in the current year is Rs 97,100 crore per month as compared to Rs 89,700 crore per month in the first year, Goyal said. The state revenues, he said, are improving with guaranteed 14 per cent annual revenue increase for the first five years from the implementation of GST. Goyal added that GST has resulted in increased tax base, higher collections and ease of trade. This will reduce the interface between the tax payer and the government for day-to-day operations and assessments. Now returns are fully online and e-way bill system is in place, he said. The minister also said that GST rate has been continuously reduced, providing relief of about Rs 80,000 crore annually to consumers. Most items of daily use for the poor and middle class are now in the zero per cent or 5 per cent tax slab, he said.
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GOVT PROPOSES HIKE IN ALLOCATION FOR EXPORT PROMOTION SCHEMES TO RS 4,115 CR FOR 2019-20

The government Friday proposed an increase in budgetary allocation for export promotion schemes to Rs 4,115 crore for 2019-20 with a view to boost the country's outbound shipments. In the revised budget estimate for 2018-19, the allocation stood at Rs 3,681 crore as against the budgeted amount of Rs 3,551 crore. The schemes which would get additional funds during the next financial year (April 2019 - March 2020) include market access initiative, national export insurance account, gems and jewellery sector, investment in Export Credit Guarantee Corporation and interest subsidy scheme. According to the budget documents, funds for interest subsidy schemes was proposed to increase to Rs 3,000 crore in 2019-20 as against the revised budget of Rs 2,600 crore in 2018-19. The interest equalisation/subsidy scheme for pre- and post-shipment rupee export credit started on April 1, 2015, and will end in March 2020. The government provides 3 per cent interest subsidy to exporters. It helps enhance the liquidity situation of traders.
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FM: INDIA NOW 6TH LARGEST ECONOMY IN THE WORLD WTH HIGH GROWTH

Narendra Modi, the country has witnessed its best phase of macro-economic stability, becoming the sixth largest economy in the world from being the 11th in the World in 2013-14. Piyush Goyal said India is the fastest growing major economy in the world with an average GDP growth  of 7.3% per annum the highest ever achieved by any Government since economic reforms began in 1991.

NEW INDIA BY 2022
Goyal said that a New India would celebrate its 75th Independence year in 2022 when every family would have a house with access to water, electricity and toilets; farmers income would have doubled; and the country would be free from terrorism, communalism, corruption and nepotism

FISCAL DEFICIT AND INFLATION DOWN
Goyal said the fiscal deficit has been brought down to 3.4% in 2018-19 Revised Estimates from the high of 5.8% in 2011-12 and 4.9 % in 2012-13. Average inflation has been brought down to 4.6% from the high of 10.1% during 2000-2014. In December 2018 inflation was 2.19% only. The Finance Minister said, the Current Account Deficit (CAD) is likely to be only 2.5% of GDP this year, against a high of 5.6% six years ago. Shri Goyal said due to strong fundamentals and stable regulatory regime,  the country  attracted $239 billion as Foreign Direct Investment (FDI) during the last five years.  He cited  Goods and Services Tax (GST) as a path breaking next generation structural tax reform undertaken by the Government.

RECOVERY OF BANK LOANS
Highlighting the Banking Reforms, Shri Goyal said the Insolvency and Bankruptcy Code has institutionalised a resolution-friendly mechanism and  nearly Rs. 3 lakh crores  has been recovered by Banks and creditors. He said high stressed non-performing assets (NPAs) amounted to Rs. 5.4 lakh crore in 2014.  Since 2015, numerous Asset Quality Reviews and inspections were carried out, and the 4Rs approach of recognition, resolution, re-capitalisation and reforms has been followed. Highlighting the restoration of the health of the Public Sector Banks, the Finance Minister said that recapitalisation has been done with an investment of Rs. 2.6 lakh crore.

STEPS AGAINST CORRUPTION
Listing out the measures undertaken by the Government to bring about a  New Era of transparency in Real Estate Sector, the Finance Minister mentioned  about The Real Estate (Regulation and Development) Act, 2016 (RERA) and Benami Transaction (Prohibition) Act. He said the Fugitive Economic Offenders Act, 2018 is helping to confiscate and dispose off the assets of economic offenders, who escape the jurisdiction of the country.  He said the Government conducted transparent auction of natural resources including coal and spectrum.

CLEANLINESS
Highlighting the achievements of Swachhata Mission launched by the present government led by the Prime Minister Shri Narendra Modi, Shri Goyal said the country achieved nearly 98% rural sanitation coverage with  as many as 5.45 lakh villages being declared open defecation free.

EWS RESERVATION
To ensure 10% reservation in educational institutions and Government jobs for economically weaker sections, the Government will provide for 25% extra seats i.e. around 2 lacs, while maintaining the existing reservation for SC/ST/Other Backward Classes.

FOOD GRAINS FOR POOR
To provide food grains at affordable prices to the poor and middle classes, the Finance Minister said about Rs 1,70,000 crore was spent in 2018-19. Rs 60,000 crore has been allocated for Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) in the Budget Estimate of 2019-20.
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DIRECT TAX COLLECTION EXCEEDS TARGET IN FY19, PEGGED AT RS 13.80 LAKH CR IN FY20

Direct tax collection for current fiscal exceeded the budgeted target by Rs 50,000 crore to Rs 12 lakh crore while FY20 fiscal the mop-up has been pegged at Rs 13.80 lakh crore. The government had originally budgeted to collect Rs 11.50 lakh crore in current financial year from direct taxes, which include corporate tax and personal Income Tax (PIT). As per the 2019-20 Budget estimates, out of the Rs 13.80 lakh crore direct taxes, the government aims to raise Rs 7.60 lakh crore from corporate tax and Rs 6.20 lakh crore from PIT. This is higher than Rs 6.71 lakh crore estimated to be collected from corporate tax and Rs 5.29 lakh crore from PIT in the current fiscal ending March 2019. On the indirect tax front, customs collection in the current fiscal too surpassed the budgeted estimate of Rs 1.12 lakh crore to touch Rs 1.30 lakh crore. In 2019-20, mop up from customs are expected to be higher at Rs 1.45 lakh crore. Excise duty collections in 2019-20 is budgeted at similar levels for 2018-19 at Rs 2.59 lakh crore. GST collections, however, is expected to rise to Rs 7.61 lakh crore in next fiscal. In the current fiscal, GST collections is pegged at Rs 6.43 lakh crore , which is lower than the targeted Rs 7.43 lakh crore.
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CONFIDENT OF BEING ON THE FISCAL GLIDE PATH AS PER FRBM ACT, SAYS ARUN JAITLEY

Arun Jaitley, who is undergoing treatment in the United States, said that the government is confident of being on the fiscal glide path as per the FRBM act. He said that the government has made massive efforts to improve the rural life in the country citing the number of schemes announced in the past to improve the plight of the farmers. It has enhanced agricultural credit, ensured a crop insurance scheme, enhanced investments in irrigation and still the requirements of the economy are that the Indian farmer who gives us the surplus produce deserves a lot more, Jaitley wrote. Jaitley said that the scheme will put more money in the hands of the farmers. He said that the poor of this country were bluffed by slogans by previous governments but this government actually transferred resources to the poor. Jaitley also wrote about the tax relief focused at the middle class which has been provided in a calibrated way during the tenure of this government. The tax exemption limit was first raised from Rs. 2 lakhs to Rs. 2.5 lakhs. Thereafter, without altering the slabs, people earning upto Rs. 3 lakhs were exempted from payment of taxes. In a further calibrated move, those in the income bracket of Rs.3 to 5 lakhs witnessed their tax liability being halved from 10% to 5% and today this category has been completely exempted. To this, if the other tax reliefs under the Income-tax Act are added, the number of beneficiaries will further rise. For payment of interest on housing loans, the deduction limit was expanded from Rs. 1.5 to Rs. 2 lakhs. The section 80C deduction limit was expanded from Rs. 1 lakh to Rs. 1.5 lakh, Jaitley wrote in the blog. On the standard deduction front, the benefit has been increased from Rs 40,000 to Rs 50,000. Jaitley said that if all these beenfits are added, a person earning about Rs. 8 lakhs a year can get away by paying almost no tax.
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OPPOSITION PARTIES ALLEGE LEAK OF BUDGET PROPOSALS

Opposition parties in Lok Sabha on Friday protested alleging leak of budget proposals to the media before being presented in the House. Soon after Speaker Sumitra Mahajan took her seat, members from opposition parties, including the Congress and the Left, alleged that proposals of the interim budget were leaked to the media even before the document was presented in the House. Some members held placards of news reports about unemployment figures. TDP members raised slogans demanding special status for Andhra Pradesh.
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GIVING FARMERS RS 17 A DAY INSULT TO EVERYTHING THEY STAND, WORK FOR: RAHUL GANDHI

Congress president Rahul Gandhi on Friday alleged the government destroyed the lives of farmers over the past fiver years, and said its Interim Budget announcement of Rs 17 a day for them was an insult to everything they stand and work for. Piyush Goyal, in the Interim Budget Friday, said farmers will be provided Rs 6,000 per year, which amounts to Rs 16.44 daily, in three installments under a central government scheme. Dear NoMo, 5 years of your incompetence and arrogance has destroyed the lives of our farmers. Giving them Rs. 17 a day is an insult to everything they stand and work for, Gandhi tweeted using hashtag 'AakhriJumlaBudget'.
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INTERIM BUDGET NOT A VOTE ON ACCOUNT, BUT AN ACCOUNT FOR VOTES, SAYS P. CHIDAMBARAM

The Congress party is set to officially offer its detailed response at a press conference by former Finance Minister P. Chidamabaram later in the day, but he took to Twitter to give out his initial reaction while Finance Minister Piyush Goyal was still presenting the interim Budget for 2019-2020. It was not a Vote on Account. It was an Account for Votes tweeted Mr. Chidamabaram as soon after the Budget speech was over. The poor have the first right to the resources of the country, he added in response to the government’s announcement assuring minimum income support for farmers. As I had warned, Government misses Fiscal Deficit target for 2018-19. Another red flag rises: CAD is 2.5 percent, he had earlier tweeted barely 10 minutes after Mr. Goyal started his budget speech. Senior Congress leader Ahmed Patel said the farmers and middle classes have been cheated. They promised 15,00,000 but giving land owning farmers only 500 a month. For the crime of implementing demonetisation, inflicting unprecedented agricultural distress & imposing a flawed GST, this 500 rupees compensation is peanuts, tweeted Mr. Patel. Shashi Thaoor called the interim Budget a damp squib. It was rather disappointing. Empty promises not supported by facts. We applaud the income tax rebate for middle class but the PM Kisan Yojana is nothing but fantasy. 500 per month will not make any difference in anyone's life, he said.
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IDBI LOAN FRAUD CASE: ED ATTACHES RS 224 CRORE WORTH OF ASSETS OF FIRMS LINKED TO SIVASANKARAN

The Enforcement Directorate (ED) Friday said it has attached assets worth Rs 224.6 crore of a firm linked to former Aircel promoter C Sivasankaran in connection with a money laundering probe in an alleged multi-crore loan fraud at IDBI Bank. The agency said it has issued a provisional order for attachment of assets under the Prevention of Money Laundering Act (PMLA) against Siva Group of Companies and Axcel Sunshine Limited located in the British Virgin Islands in the Caribbean. The total amount of attachment in the case is Rs 224.6 crore, it said. The agency said it registered a criminal case under PMLA, taking cognisance of a CBI FIR against the firms, C Sivasankaran and others for non-payment of loans of USD 67 million (about Rs 470 crore) disbursed by an IDBI Bank branch located in Chennai.
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ED ATTACHES ASSETS WORTH OF RS 224.6 CRORE OF SIVA GROUP OF COMPANIES

Enforcement Directorate, Chennai has attached assets worth Rs 224.6 crore pertaining to Siva Group of companies, which are linked with C Sivasankaran and Axcel Sunshine Limited of BV Islands, in a bank fraud case. The action was taken under Prevention of Money Laundering Act (PMLA) on receipt of a complaint from Central Vigilance Commission, the CBI, BS&FC, Bengaluru filed FIR against Axcel Sunshine Limited,  C.Sivasankaran, Siva Industries and Holdings Ltd. Siva Group of companies, bank officials and others, for non-payment of loans of $67 Million disbursed by the IDBI Bank, Chennai. During investigations under the provisions of PMLA, as the loan amount granted by IDBI has been utilised for repayment of earlier loans and the earlier loan amounts were merged with the business expenses of Siva group of companies, based on the concept of equivalent value, various immovable properties worth of Rs. 224.25 crores and movable properties of  Rs.35.32 lakhs were identified and have been provisionally attached under the provisions of PMLA, 2002. 
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PROCESS OF DEMOLITION OF NIRAV MODI'S BUNGALOW STARTED: GOVERNMENT TO HIGH COURT

The process of demolition of fugitive diamond businessman Nirav Modi's illegal bungalow at Alibag has started, the Maharashtra government told the Bombay High Court Friday. The high court had ordered action against unauthorised constructions in Alibag in Raigad district, a popular getaway near Mumbai. ED's lawyer Neha Bhide told the court Friday that the central agency has handed over the property to the collector but it is yet to shift some movable articles lying inside. We have removed some of the movable properties. However, there are some more inside the bungalow for which the agency requires more time, Bhide said. The court said it cannot interfere as the demolition process is being carried out following its orders.
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SUPREME COURT EXPRESSES DISPLEASURE AT NON-APPOINTMENT OF REGULAR CBI DIRECTOR

The Supreme Court Friday asked the Centre why it has not appointed a regular CBI director and said it was averse to the appointment of an interim chief for the agency for a long period. A bench comprising justices Arun Mishra and Naveen Sinha said the post of CBI director was sensitive and the government should have appointed a regular director by now. Attorney General K K Venugopal told the court that a high-powered committee, headed by the prime minister, will hold a meeting on Friday to select a new CBI director He also told the court that the Centre had taken the approval of the high-powered committee before appointing IPS officer M Nageswara Rao as the interim CBI director. Taking account of the attorney general's submissions that the committee will hold a meeting on Friday, the apex court posted the matter for hearing on February 6
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PM-LED PANEL'S MEET ON CBI CHIEF SELECTION 'INCONCLUSIVE'

The second meeting of the Prime Minister Narendra Modi-led panel on CBI chief's selection remained inconclusive, officials said Friday. The panel had earlier met on January 24 but could not decide on the CBI chief. Friday's meeting was attended by Chief Justice Ranjan Gogoi and Congress leader Mallikarjun Kharge. The post of the CBI chief has been lying vacant since January 10 after the unceremonious exit of Alok Verma, who had been engaged in a bitter fight with Gujarat-cadre IPS officer Rakesh Asthana over corruption charges. Both Verma and Asthana had accused each other of corruption. Verma, after being removed from the post of CBI director by the PM-led panel, was named as the Director General of Fire Services, Civil Defence and Home Guards -- a less significant portfolio.
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ED REGISTERS CASE AGAINST FORMER ICICI BANK CEO CHANDA KOCHHAR

After an FIR by the Central Bureau of Investigation (CBI), the Enforcement Directorate (ED) has registered a case in the high profile loan case involving former MD and CEO of ICICI Bank, Chanda Kochhar. The CBI has already booked Chanda, her husband Deepak Kochhar and Videocon group MD Venugopal Dhoot and others in the high profile Videocon loan case. The agency was of the view that a predicate offence of money laundering by the accused is made out. The agency will primarily examine whether Chanda Kochhar made personal gains by alleged irregularities in release of loans sanctioned by ICICI bank to Videocon in 2012. Under scanner is the funding of Rs 64 crores to Deepak Kochhar’s NuPower Renewables Private Limited (NRPL) by way of unsecured fully convertible debentures (FCDs) by Dhoot’s group company of Videocon will be looked into by ED, said people quoted above. The funding of Rs64 crore had come from a back to back issue of convertible debentures to another counterpart, whose identity could not be established, the RBI had said in its enquiry report.
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BANKS BATTLE VIJAY MALLYA OVER SUPERYACHTS, CARS, ARTWORK

First, Indian tycoon Vijay Mallya faced losing his palatial London home, with UBS Group AG saying it wanted to foreclose. Then, a judge said he should be extradited to India Now, banks are eyeing two superyachts and a collection of valuable cars that they believe he may own. A group of Indian banks -- which are trying to collect more than a billion pounds ($1.3 billion) in debt from Mallya -- want documents that would shed light on the true ownership of assets including yachts, cars and paintings, according to their court filings for a hearing Friday in London. Mallya says the items are held by trusts that he has no control of, according to the banks’ filings. The 63-year-old wasn’t represented at the hearing and didn’t immediately respond to an email seeking comment. He’s still in the U.K. and is waiting for the British government to make a final decision on his extradition. The superyachts are the 95-meter (312-foot) Indian Empress and the 50-meter Force India. Force India is impounded in Southampton, southern England, and Indian Empress was sold by a Maltese court in September for 35 million euros ($40 million), which is being held by the court. According to court documents, Force India is owned by a Maltese company and the Indian Empress was owned by an Isle of Man company until its sale.

LOANS
Mallya -- a former member of parliament in India -- is fighting multiple lawsuits after defaulting on bank loans. The source of Mallya’s legal problems is about $1.3 billion in loans that he took out in India for the now defunct Kingfisher Airlines Ltd., which he founded in 2005. Disputes over the loans led to civil lawsuits in India and the U.K. as well as criminal fraud charges. Banks have given an open licence to their lawyers in England to pursue multiple frivolous litigations against me, Mallya tweeted on Friday, ahead of the London hearing, though he didn’t say he was referring to that case. Who is accountable for spending public money on legal fees in such a brazen manner? The beer tycoon and founder of Kingfisher Airlines was dubbed the king of good times in India, after the tagline for Kingfisher beer. He was arrested in London in April 2017 after a consortium of banks accused him of willfully defaulting on more than 91 billion rupees ($1.3 billion) in debt accumulated by Kingfisher Airlines -- a full-service carrier he founded in 2005 and shut down seven years later. A willful defaulter is someone who refuses to repay loans despite having the means to do so.
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UK CAR EXPORTS TO INDIA REGISTER HIKE AS BREXIT-HIT INDUSTRY STRUGGLES

Britain's car exports to India registered a 4.81 per cent hike over the previous year, even as the automotive industry battled with Brexit uncertainties to record a 9.1 per cent fall in production figures, according to the latest figures released here on Thursday. The Society of Motor Manufacturers & Traders (SMMT) found that UK manufacturers sold 1,199 units to India in 2018, which marks a rise from 1,144 units in 2017. It meant that India retains its place as the 12th largest Asian market for the UK's car industry, a market led by China and Japan. Tata Motors owned Jaguar Land Rover (JLR) was the frontrunner in terms of popularity, with UK-manufactured Range Rover Sport and Range Rover among the most bought models by Indians, alongside BMW's Mini Hatch. The overall size of the Indian new car market also registered a 6 per cent hike to hit 2.55 million cars in 2018, with the UK importing 14,064 cars built in India. Despite challenges as the UK leaves the EU, the fundamental strengths of British automotive manufacturing have not changed, but it's imperative we have economic and political stability to safeguard future growth and our mutually beneficial trading relationships, said Mike Hawes. The figures show that demand for British-made cars grew substantially in a number of international markets, such as Japan (26.0 per cent), South Korea (23.5 per cent), Russia (10.3 per cent) and the US (5.3 per cent).
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CHINA AGREES TO IMPORT MORE US GOODS, BOOST COOPERATION ON IP PROTECTION

China agreed to increase imports of US goods and boost cooperation on protecting intellectual property during trade talks in Washington, Beijing's official news agency said Friday. The two sides attached great importance to the issues of intellectual property protection and technology transfer and agreed to further strengthen cooperation Xinhua said. China also agreed to increase imports of US agricultural products, energy products, industrial manufactured goods and service products during the talks on Wednesday and Thursday, the report said. The talks in Washington come as the end -- March 1 -- of the 90-day truce on US-China trade tariffs inches closer. In addition to IP protection and boosting US imports, Chinese and American trade officials also agreed that effective measures will be taken to promote the balanced development of Sino-US trade, said Xinhua in its report.
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CHINA EYES A WIDENING VOID AT UN, THANKS TO TRUMP'S 'AMERICA FIRST' POLICY

China sees a widening void at the United Nations thanks to President Donald Trump’s America First policy. Trump’s skepticism of global bodies and alliances -- his top diplomat recently singled out the UN as an organization that needs to be reformed or eliminated -- means Beijing has freer reign to impose its own vision of globalism on the body. This year China surpassed Japan as the UN’s second-biggest donor and analysts say it is using its growing clout to undermine human rights positions, sponsor resolutions that reflect its worldview, and stamp out criticism of its more controversial policies back home. China sees a much greater value in the multilateral system as its power status grows, said Jake Sherman, a former official at the U.S. Mission to the UN who is now a director at the International Peace Institute in New York. They say, ‘We have this guy Trump who doesn’t care about the UN. Lets see how far we can push this.’ China’s internationalist approach has at times come as a relief to much of the world, especially as Beijing champions environmental accords spurned by the U.S. But Western diplomats are increasingly concerned China wants to use its leadership to reduce the UN’s focus on human rights and emphasize its own version of state-led capitalism. With the U.S. pushing to reduce its contributions, China and Russia last year made a joint push to cut human rights posts at peacekeeping missions during budget negotiations. Though the effort was stymied by Western powers, the two nations did manage to help shutter a smaller unit in the secretary-general’s office charged with coordinating human rights efforts. They are expected to target other human rights posts again this year, several diplomats said. China is trying to get rid of human rights at the UN, one post at a time, said Louis Charbonneau. It’s a systematic, long-term approach, and they are learning how to use the UN system to their advantage.
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PAKISTAN-SUPPORTED TERROR GROUPS TO CONTINUE ATTACKS IN INDIA, WARNS US SPYMASTER- BIGGEST TALKING POINTS

The militant groups supported by Pakistan will continue to conduct terrorist attacks in both India, America's spymaster has said. Director of National Intelligence Dan Coats also said Pakistan's narrow approach to counterterrorism cooperation-using some groups as policy tools and confronting only the militant groups that directly threaten Pakistan-almost certainly will frustrate US counterterrorism efforts against the Taliban. He also warned the possibility of communal violence in India before the general election, the security threat posed by nuclear programmes of India and Pakistan, and Indian ties with China next year. Coats and heads of other top American intelligence agencies appeared before the Senate elect Committee on Intelligence on their worldwide threat assessment. Prominent among them included CIA Director Gina Haspel, who has just returned from a trip to India; FBI Director Christopher Wray and Defense Intelligence Agency Director Robert Ashley. The comment on South Asia is part of the US intelligence community's assessment of worldwide threats in 2019 and was presented in the form of a written document to the Senate Select Committee on Intelligence by Coats.




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Thanks & Regards,
CS Meetesh Shiroya 

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