Friday, 5 April 2019

CORPORATE UPDATES 05.04.2019





HDFC AMC, INDIGO, JINDAL STEEL AMONG 212 FIRMS STILL WITHOUT A WOMAN INDEPENDENT DIRECTOR

More than 200 firms in India have failed to comply with a key initiative of the Securities and Exchange Board of India (Sebi) to enhance corporate governance at listed companies Data compiled by NSEinfobase.com showed that 212 companies have not appointed a woman as independent director by the 1 April deadline set by Sebi. Of these companies, 52 rank among the top 500 companies in India. These include HDFC Asset Management Co. Ltd, InterGlobe Aviation Ltd (IndiGo), Jindal Steel and Power Ltd, Union Bank of India (UBI), Indian Overseas Bank, and BSE Ltd. Most of the non-compliant companies are public sector enterprises, according to NSEinfobase.com, an offering of PRIME Database, a primary market tracker. In the past, we have seen that larger-sized companies tend to take regulations seriously and are compliant. The second issue is that the consequence of non-compliance is generally very small. It is usually negligible monetary penalties, said Amit Tandon. Four years ago when faced with a similar issue of having at least one woman director, Sebi helped out companies by extending the deadline by six months. A financial penalty was imposed on companies that were non-compliant even after the extended deadline. It is surprising that many of the top 500 firms are not compliant. The biggest surprise is about directors who continue to be on the board of listed firms despite attaining the age of 75 There are 342 companies who are yet to propose a special resolution for the removal of these ageing non-executive directors, said Pranav Haldea, managing director, PRIME Database Group. As of Tuesday, 1,026 non-executive directors in 614 listed firms were at least 75 years old, the age set by Sebi for retirement. Of these, 257 companies have passed special resolutions for removing 463 directors. However, the result of special resolutions for 15 other companies having 26 directors are still pending. These include Reliance Industries Ltd, Maruti Suzuki India Ltd, Colgate-Palmolive (India) Ltd, Berger Paints India Ltd and TVS Motor Co. Also, at least 35 firms are still to meet Sebi’s mandate of having at least six directors on their boards. Many companies are banking on getting an extension on the date of compliance. However, no communication has come from Sebi on extending the deadline, said a lawyer who is consulting with companies on compliance with the governance norms. Another important change recommended by Sebi was to split the role of the managing director and chief executive officer The companies have time till April 2020 to comply in this regard, but as of Tuesday at least 154 companies were still to do so.
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SC QUASHING RESERVE BANK CIRCULAR NOT TO DILUTE THE INSOLVENCY LAW, SAYS GOVERNMENT OFFICIAL

The Supreme Court's decision to quash the RBI circular on referring defaulting companies for insolvency proceedings does not in any manner dilute the Insolvency and Bankruptcy Code (IBC), a senior official said Thursday. Corporate Affairs Secretary Injeti Srinivas also said a generic instruction, one size fits all, that if the resolution does not take place within 180 days then on the 181st day, the banks have no other option but to go to the NCLT has been declared ultra vires. Under the Code, insolvency proceedings can be initiated only after getting approval from the National Company Law Tribunal (NCLT). The Supreme Court's judgement in no way dilutes the scope or efficacy of the Code It does not in any manner dilute the Code, he said on the sidelines of an event here. Srinivas said building trust is the core issue for governance. Corporate scandals in the past few years have raised issues of corporate governance. Building trust is the issue for governance, and trust is a cross-cutting issue in the internal and external environment, he was quoted as saying in a release.
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DAIICHI-RANBAXY CASE: WILL SEND SINGH BROTHERS TO JAIL IF GUILTY OF CONTEMPT, SAYS SC

The Supreme Court Friday expressed dissatisfaction over the replies filed by former Ranbaxy promoters Malvinder Singh and Shivinder Singh in response to its March 14 direction, asking them to submit a concrete plan for paying 4,000 crore to Daiichi Sankyo as directed by a Singapore tribunal. A bench headed by Chief Justice Ranjan Gogoi said it will now straightaway hear the contempt petition against the Singh brothers for non-payment of arbitral award amount to Japanese firm Daiichi Sankyo and send them to jail if violation of its orders is established. The bench, also comprising Justices Deepak Gupta and Sanjiv Khanna, has now fixed the contempt petition of the Japanese firms against the former Ranbaxy promoters for hearing on April 11. You may be owning half of the world but there is no concrete plan as to how the arbitral amount would be realised. You said that somebody owed you 6,000 crore. But this is neither here nor there, the bench said. The Japanese firm's contempt plea against the Singh brothers seeks recovery of 4,000 crore from them as directed by the Singapore tribunal. Daiichi had bought Ranbaxy in 2008.
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NCLAT CAN'T FORCE US TO CHANGE APPROVED RESOLUTION PLAN: ESSAR STEEL COC

The National Company Law Appellate Tribunal (NCLAT) or the National Company Law Tribunal (NCLT) cannot force the Committee of Creditors (CoC) of Essar Steel India Limited to change the terms of the resolution plan after it has been approved under Section 3 of the Insolvency and Bankruptcy Code (IBC), lenders said in their plea before the Supreme Court. The lenders to debt-ridden Essar Steel had approached the apex court on Monday challenging the NCLAT’s March 18 and March 20 orders in which it had asked the Resolution Professional (RP) of the company to call a fresh meeting of the CoC to consider redistribution of funds among the financial and operational creditors. The matter will be heard on April 8. Essar Steel lenders have also challenged the NCLT Ahmedabad’s March 8 judgement in which it had, while approving the resolution plan of ArcelorMittal, suggested that the CoC of the debt-ridden Essar Steel reconsider the distribution of funds among the operational and financial creditors. In their plea before the apex court, the CoC of Essar Steel said that once the plan was approved by the NCLT and the NCLAT, any variation in payments to the financial and operational creditors of the company would amount to variation in the consent given by the members of the lenders’ committee. In the aforesaid circumstances, the directions to reconsider manner of distribution of proceeds under a resolution plan in light of the adjudicating authority’s (NCLT’s) suggestions and recommendations is completely unwarranted, unjustifiable, and equally without jurisdiction, the CoC said in its plea.
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IL&FS CRISIS RAISES QUESTIONS ABOUT RATING AGENCIES: INJETI SRINIVAS

The unravelling of IL&FS, the debt-laden infrastructure financing and construction company, has hurt the credibility of rating agencies said Corporate Affairs Secretary Injeti Srinivas Thursday. India Ratings & Research, ICRA, and Credit Analysis and Research Ltd gave IL&FS the highest rating of AAA when the company's subsidiary, IL&FS Transport Networks, defaulted in June, said Srinivas at the annual summit of the Confederation of Indian Industry in New Delhi. Bonds went from high investment grade--AA+ in some cases--to default or junk. Market regulator Sebi's has criticised rating agencies for their role of IL&FS accounts and the Serious Fraud Investigation Office is probing them too. Srinivas expressed concern over corporate governance standards in the country. There have been companies where directors have been office boys. When we went looking for the company, it was not to be found, he said. Srinivas said that the government plans to link databases so that details of the companies are available to regulators like the Central Board of Direct Taxes and the Reserve Bank of India. He said if companies are transparent in disclosures the government will not need to regulate them.
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GOVT AND RBI WILL WORK TOGETHER FOR SMOOTH IMPLEMENTATION OF SC RULING: CEA SUBRAMANIAN

The Government and the Reserve Bank of India (RBI) will work together to ensure smooth implementation of the Supreme Court’s recent ruling on the RBI’s 12 February 2018 stressed assets circular, a top Finance Ministry official said. The apex court ruling in Dharani Sugars vs Union of India and others does not impact ongoing cases or resolutions or the credit culture in the country itself, Krishnamurthy Subramanian, said. Subramanian said that he does not see any change in Insolvency and Bankruptcy Code (IBC) Code on account of the Apex court ruling. I don’t think it (change to IBC) should be necessitated, but it’s too early to say, he added.
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RBI TO WORK WITH BANKS FOR EFFECTIVE TRANSMISSION OF RATES: SHAKTIKANTA DAS

Reserve Bank of India would nudge bank chief executives to pass on the benefit of lower policy rates like it did after the previous policy as lenders had done little in transmitting RBI’s policy actions without verbal persuasion, raising doubts over effectiveness of rate actions as monetary policy tool. It has been decided to hold further consultations with stakeholders and work out an effective mechanism for transmission of rates, RBI Governor Shaktikanta Das said. We are conscious of the fact that there has to be effective and appropriate transmission of the rates After the last meeting, I had held meetings with public sector and private sector banks. The banks have cut MCLR by up to 10 basis points. But more needs to be done, Das said. No bank had lowered marginal-cost-based lending rate (MCLR) after February policy before RBI brass persuaded banks to do so. State Bank of India had made a token 5 basis point home loan rate cut but it kept the benchmark MCLR intact. Many say repo rate is now a blunt tool. We believe that despite an additional cut in policy rates, the transmission in banks’ lending rate will remain incomplete as the incremental build-up in their deposits continues to lag the credit growth and the interest rates on small savings continue at elevated levels, Anil Gupta. Das said RBI had taken several measures to enable better management of interest rate risk by banks, for instance, by allowing non-residents to participate in the rupee interest rate swap market.
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ADHUNIK LENDERS ISSUE RS 40 CRORE SHARES, BONDS TO LIBERTY HOUSE AS RESOLUTION STEP

Lenders to Adhunik Metaliks have issued shares and debentures worth Rs 40 crore to Liberty House as a first step for the UK-based company to take control of its first-ever asset in India after protracted litigation The company’s monitoring committee has approved issuing 20 million equity shares of Rs 10 each and 20 million compulsory convertible debentures (CCDs) of Rs 10 each in line with the resolution plan approved by the NCLT, Kolkata bench on July 17, 2018, Adhunik Metaliks told the BSE. The move comes after an NCLAT order last month refused to recognise a Rs 108-crore outstanding claim by MSTC, an operational creditor to Adhunik, as the resolution process cost. The claim was the reason behind Liberty House's refusal to pay the Rs 410-crore it had offered for Adhunik even after the plan was approved in July last year. It had argued that it was not liable to pay the amount as part of the resolution plan. With MSTC's claim set aside, the same NCLAT order has given LHG time until April 14 to pay the entire upfront amount of Rs 410 crore it offered for Adhunik. The next step will likely be the de-listing of the company, said a person aware of the development.
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PVR FILES COMPLAINT WITH SEBI AGAINST RONNIE SCREWVALA’S ALLEGATIONS

Leading multiplex operator PVR on Thursday filed a complaint with SEBI against film maker Ronnie Screwvala for propagating false information to the detriment of the investors and the securities market. This comes after Screwvala reportedly filed a complaint with the Competition Commission of India (CCI) against the four leading multiplex operators — PVR, Inox Leisure, Carnival Cinemas and Cinepolis India, for charging discriminatory virtual print fee (VPF) from movie makers. In its complaint to SEBI, PVR termed Screwvala’s statements as slanderous and malicious allegations with respect to the matter that he has allegedly filed before the Competition Commission of India. Till date there is no official communication by the CCI addressed to us about either the existence of any complaint or the exact nature of the allegations, PVR said, adding that it only became aware about this development through social media and media reports. We request SEBI to enquire into the above matter and take appropriate action under Section 11 and 12A of the SEBI Act 1992, read with Regulation 4 of the Securities and Exchange Board of India (Prohibition of Fraudulent and Unfair Trade Practices Relating to Securities Market) Regulations, 2003, it said. It also urged SEBI to issue appropriate directions to Screwvala to cease and desist from providing misleading and false information on the business of PVR, which could further result in stock price volatility and adversely impacting shareholders of the company.
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M&A DEALS IN INDIA DECLINED 17% TO $25.8 BILLION IN JAN-MAR: REPORT

Indian merger and acquisition (M&A) deals for the first quarter of 2019 reached $25.8 billion declining 16.9% in value compared to the corresponding quarter of 2018. However, it was elevated compared to historical levels, according to a report from Thomson Reuters. The number of deals, too, fell 12.9% from a year ago, the report said. The financial sector contributed 43.6%, or $11.3 billion to the M&A deals in the first quarter. This is an increase of 5.9% compared to the year-ago period and is the highest-ever quarterly period for the sector. Bandhan Bank Ltd’s merger with Gruh Finance Ltd for $3.165 billion in a stock swap transaction has been the biggest M&A transaction in India so far this year. Power Finance Corp. Ltd’s (PFC's)acquisition of a majority stake in REC Ltd from the government for $2.1 billion was the other billion-dollar deal announced this year. Private equity-backed M&As saw the best ever start to a year, with $4.2 billion in deal value, a 41% increase from a year ago. PE-backed M&A in industrials at $1.6 billion accounted for 37.3%—a 10-fold increase in value from a year ago when it was $155.1 million. An investor group comprising Tata Sons Ltd, GIC Pte. Ltd, and SSG Capital Management Ltd agreed to acquire a 45% stake in GMR Airports Ltd for $1.1 billion in the biggest deal for the sector. Inbound M&As rose 17% year-on-year, with deals involving foreign firms acquiring Indian firms reaching $7 billion, the highest since 2017. The Carlyle Group acquired a 9% stake in SBI Life Insurance Co. Ltd for $735 million, propelling the financial sector to capture 24.5% of India’s inbound M&A activity. Outbound M&As, however, fell 32% compared to the first quarter of last year to stand at $1.2 billion. India’s outbound acquisitions focused on the healthcare sector with a deal value of $355 million.
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SEBI TO RECRUIT 44 DGMS

The Securities and Exchange Board of India (SEBI) is in the process of recruiting 44 deputy general managers (DGMs). The regulator has sent interview calls to 140 candidates and interviews will begin from April 16, sources said. This is the second major recruitment-drive after SEBI had called for filling 120 vacancies last September. This apart, SEBI has promoted its staff to the rank of chief general manager and above in the past few months. The regulator has been in the process of up-scaling its workforce in several departments.
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FINTECH CHEERS SEBI'S CALL FOR MF RULES

The proposal from Sebi (Securities and Exchange Board of India) to create a selfregulatory organisation (SRO) to regulate the mutual fund industry has opened up new opportunities for fintech startups trying to drive investments online. Entrepreneurs, who want to take mutual fund investments to the next 100 million users using technology, are hoping to get ample representation in the industry regulatory bodies since the future of investment distribution is digital, they say. With the number of players selling mutual fund products swelling everyday, there was an urgent need for the regulator to step in and prevent any potential misselling that could happen, said Nithin Kamath. There is a need to have separate representations from each of the stakeholders of the distribution business, agents, investment advisors and fintechs and its governance should be driven through participants, said Mukesh Kalra. A separate body can be formed which represents fintechs.
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FINANCE MINISTRY WARY OF MFS' ENTRY INTO COMMODITY DERIVATIVES SPACE

The Union finance ministry is at odds with the Securities and Exchange Board of India (Sebi) over the foray of mutual funds (MFs) and portfolio managers into the commodity derivatives space. Sebi board approved such participation to provide investors an additional tool to hedge against inflation. The guidelines are awaited. The objective was to also facilitate efficient price risk management, and price discovery in a transparent and orderly manner. It is learnt the department of economic affairs (DEA) has expressed disagreement over the move. It worries this could lead to speculative bets in the commodity markets, posing risks for the investors. Further, none of these players has direct exposure to underlying commodities, says a government source. The ministry feels the platforms will not be used for hedging, defeating the purpose of allowing these entities. And, speculative trading by these players could induce excessive price volatility, the source added. The government's priority is to enhance the participation of farmers and genuine hedgers to reduce their risk, rather than giving speculators the whole eco-system to play around. Sources say this is not the appropriate time to allow these players in, until there is a proper risk management and efficient physical delivery infrastructure. Experts suggest a clear segregation between hedgers and speculators. Sebi says many investors are not able to directly access commodity derivatives, because of the lack of knowledge and expertise. So, institutional participants such as MFs and others could be used as a vehicle for the participation of such investors in the segment. Sebi had constituted a Commodity Derivatives Advisory Committee to advise it on regulations, and development of this segment. It had suggested this market be opened to domestic and foreign institutional participants, in a phased manner.
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SEBI PANEL FOR MORE PLAYERS IN COMMODITIES

A panel constituted by the Securities and Exchange Board of India (SEBI) has recommended opening the commodity derivatives segment to all categories of institutional investors in a phased manner, to enhance the depth and liquidity of the commodity market The Commodity Derivatives Advisory Committee (CDAC), which has been formed to review the commodity segment and suggest measures to improve the depth and efficiency of the market, has suggested that the capital markets regulator should adopt a ‘calibrated approach’ before opening up the segment to overseas investors. The panel is of the view that in the next phase, institutional investors like foreign portfolio investors, banks, insurance companies and pension funds should be allowed in the commodity derivatives segment. Commodity derivatives would be a new asset class for the investors and can be used as hedge against inflation. Investment in commodity derivatives in a portfolio may also benefit the investors in terms of better portfolio diversification, according to a SEBI paper presented to the board of the regulator ahead of its meet on March 1. According to the panel, a substantial number of investors, including retail investors, are not able to directly access the commodity derivatives markets due to lack of knowledge and expertise.
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RBI TWEAKS LCR NORMS TO BOOST LIQUIDITY

In a bid to further improve the cash position of banks, the RBI on Thursday provided additional 2 per cent liquidity window to the lenders by tweaking liquidity coverage ratio (LCR) norms. The LCR indicates the proportion of highly liquid assets held by banks to ensure their ability to meet short-term obligations. We have allowed additional 2 per cent of LCR to reckon as Level 1 high quality liquid assets for the purpose of computing the LCR of the banks. While this move will harmonise the liquidity requirements of banks with LCR, it will also release additional liquidity for lending by banks, RBI Governor Shaktikanta Das said. He also said it has been decided that non-deposit taking systemically important non-banking financial companies (NBFCs-NDSI) in the category of Investment and Credit Companies (ICCs) will be made eligible to apply for Authorised Dealer Category II licence. The decision has been taken with a view to improve the ease of undertaking forex transactions by increasing the last-mile touch points of regulated entities to sell foreign exchange for non-trade current account transactions. A detailed instructions in this regard would be issued by the end of April 2019, he added. Well-functioning securitisation markets can enable better management of credit and liquidity risks on the balance sheets of banks as well as non-bank mortgage originators and, in turn, help lower the costs of mortgage finance in the economy. In view of the benefits brought in by the standardisation of asset securitisation practices as also their role in enabling superior management of credit and liquidity risks as alluded to before, the RBI has decided to constitute a committee that will assess the state of housing finance securitisation markets in India, he said. It is now proposed to commence the process of implementation of international settlement of Government securities by ICSDs. This would open up a new channel for non-residents to undertake Government securities transactions, he said. Operational details in this regard will be worked out with ICSDs in consultation with the government and the Securities and Exchange Board of India (SEBI), he added.
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RBI TO ENSURE STRICT TURNAROUND TIME FOR CUSTOMER PLAINTS

The Reserve Bank Thursday proposed to put in place a turnaround time (TAT) framework to resolving customer complaints without much delays by the end of June. The central bank will also come out with a compensation framework across authorised payment systems by June 2019. The central bank said it has directed authorised payment systems to put in place an appropriate customer grievance redressal mechanism. For some payment systems, RBI has issued guidelines prescribing compensation to be paid to customers for delay in resolving failed transactions. It is, however, observed that the time taken for resolving customer complaint varies across payment systems. To have prompt and efficient customer service in all the electronic payment systems, it is necessary to harmonise the TAT of resolution of customer complaints and charge-backs, and to have a compensation framework in place for the benefit of customers, RBI said. The central bank will also come out with a report on benchmarking the payments systems by the end of May. Benchmarking payments systems is necessary to gauge our progress against payment systems and instruments in major countries and give further impetus to the planned efforts for deepening the digitisation of payments, the RBI said.
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BANKS, OTHERS MAY LOSE OVER RS 90,000 CRORE AS VIDEOCON SINKS

The beleaguered Videocon Group has admitted to stupendous outstandings to various lenders - public and private - amounting to over Rs 90,000 crore, making it perhaps the biggest corporate bankruptcy case in Indian banking history, official sources said on Thursday. The two main group companies - Videocon Industries Ltd (VIL) and Videocon Telecommunication Ltd. (VTL) - owe Rs.59,451.87 crore and Rs.26,673.81 crore, respectively or a staggering Rs.86,125.68 crore to Indian banks, led by the State Bank of India (SBI). Besides, 731 other Operational Creditors have made separate claims of Rs.31,117, 971,029 (VIL) and Rs.12,669,978,507 (VTL) for a total of over Rs 90,000 crore, the sources said. Interestingly, even the Group promoters - Venugopal Dhoot, Pradipkumar Dhoot and Rajkumar Dhoot - have also filed claims of Rs.57,823.24 crores on the basis of personal guarantees provided by them for various facilities availed/guaranteed by VIL, which are under evaluation. The VTL has also claimed Rs.17,86,94,69,659 from VIL on which there is no dispute and has been accepted in toto. Industry sources say this will be the biggest private sector bankruptcy in India after the Insolvency and Bankruptcy Code was introduced in 2016 for debt resolution - with wide-ranging ramifications for both the corporate world and the banking sector. Revealing the figures of claims, VIL has named a whopping 54 Indian and foreign banks, financial institutions and even a cooperative bank to whom it owes a staggering Rs 59,451.87 crore. Against this, claims of Rs.57,443.62 crore have been admitted while claims of Rs 1,149.57 crore have been rejected and those worth Rs.782.24 crore are being verified. There's the ICICI Bank with a claim of Rs 3,318.08 crore on VIL and another Rs 1,439 crore on VTL. Among the claims of VIL's 54 lenders are 34 banks with SBI making the biggest claim of Rs.11,175.25 crore; from VTL's total 34 lenders, SBI has claimed the highest amount of Rs 4,605.15 crore.
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FOR RBI, OFFICIAL DATA IS FINAL WORD; SHAKTIKANTA SAYS AMID GDP ROW

Governor Shaktikanta Das Thursday said the Reserve Bank goes with the official statistics while making its assessments on the economy and formulation its policy responses Das, the bureaucrat-turned-central banker, told that the RBI goes with the official statistics prepared by the Central Statistics Office (CSO). When asked about his meeting with finance minister Arun Jaitley ahead of the policy, Das said there is nothing unusual about such a move. It can be noted that his predecessor Urjit Patel, along with his five-member Monetary Policy Committee, had once declined to meet the finance minister earlier. Das said such meetings have been on either physically or otherwise, even after the move to MPC-led rate setting. The central bank is monitoring the fiscal situation and will continue to watch the space closely, Das said. Meanwhile, to a specific question on the delay in the Jalan committee report on the economic capital framework for
the central bank, which will define how much the idle capital the RBI can keep with itself and how much of it can be parted with, Das said the panel requires a few more days to come out with its recommendations. The RBI keeps a capital buffer of over Rs 9.4 lakh crore now, which a section in the government feels is too high and thus should be parted with for better productive deployment like funding the cash-starved state-run banks or cash-crunched power distribution companies. And many of them feel that RBI can easily share at least Rs 1.7 lakh crore to Rs 3 lakh crore with the government. Jalan and I had some discussions. Their deliberations are at an advanced stage and require a few days more days to finalise he said. Das said even though some banks have cut rates recently, more needs to be done for effective transmission of rates to the end-borrowers. He also said the RBI has infused liquidity into the
system through various instruments and affirmed to use every other instrument available with it in the future as well.
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SEBI BARS CAT TECHNOLOGIES, 7 COS DIRECTORS FROM SECURITIES MARKETS FOR 5 YRS FOR GDR MANIPULATION

Markets regulator Sebi Wednesday barred CAT Technologies, seven company directors and promoters from capital markets for five years in a matter related to manipulation in issuance of global depository receipts (GDR). According to a Sebi order, the firm issued GDRs in 2007 and 2009 which were subscribed by only Vintage FZE, now known as Alta Vista International FZE, on both occasions and CAT Technologies did not submit correct list of GDR subscribers to the regulator. Sebi observed that the subscription amount for GDR was paid by Vintage after obtaining loan from European American Investment Bank (EURAM). However, the loan paid by Vintage was secured by pledge agreement between CAT and EURAM Bank. Regarding directors, the regulator said they were aware of the arrangements entered into by the company with Vintage and Euram through the pledge and loan agreements, which violated Companies Act as well as PFUTP (Prohibition of Fraudulent and Unfair trade Practices) Regulations.
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BSE, INDIA INX BECOME FIRST INDIAN EXHANGES TO JOIN HANDS WITH MOSCOW EXCHANGE

The leading Indian exchange BSE and its wholly-owned arm India INX have entered into a memorandum of understanding or MoU with the Russian bourse Moscow Exchange (MOEX), a move that will help both the countries in connecting their investors and facilitating a capital formation platform on a larger scale. This is the first time when any Indian exchange has entered into an agreement with a Russian exchange. The purpose behind entering into this MoU is to develop a greater understanding of each other’s markets which will also lead to further collaboration between the exchanges, called the India-Russia initiative. BSE, India INX and MOEX are collaborating together to facilitate the development of channels of communication. We strongly believe together we would foster a continuing relationship for the benefit of the financial services industry in India and in Russia, Ashishkumar Chauhan said. The MoU between the three countries will help in understanding each other’s markets which will eventually become the foundation for bilateral investment. The three exchanges will use the initiative announced on Wednesday as a portal for professional intermediaries to share their experience in order to expand their client network, both within their country and abroad.
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ABB INDIA BOARD NOD FOR DEMERGER OF POWER GRID BIZ

Board approved the demerger of the company's power grids (PG) business to ABB Power Products and Systems India (APPSIL). After the demerger, the minority shareholders will be issued one share of APPSIL, which will be listed on the stock exchanges, for every five shares held in ABB India. The demerger is subject to necessary approvals, including from the shareholders and creditors of the company and the National Company Law Tribunal (NCLT).
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IF VOTED TO POWER, HOME LOAN EMIS WOULD BECOME CHEAPER THAN HOUSE RENT: FINANCE MINISTER ARUN JAITLEY

Arun Jaitley said government wants to further reduce the burden of interest rates on the common man to a level where paying equated monthly installments (EMIs) for home loans will be cheaper than paying house rents Jaitley said the Narendra Modi government has not increased tax rates in the last five years, but has still been able to double the tax base and increase tax collection. He said, if voted to power, the government would pursue policies to enable further reduction in interest rates and also continue with fiscal consolidation. Low interest rates will make borrowings cheaper, particularly for homebuyers, and boost consumer demand that will boost economic growth, Jaitley also said. Jaitley claimed that When Vajpayee was the prime minister, home loans had become so cheap that EMIs were less than renting a house. I think that’s where we need to take interest rates, he added. Atal Bihari Vajpayee government had introduced income tax deductions in lieu of interest payments on home loans, which lowered the cost of borrowing and boosted that housing sector. He said that the Modi government have consciously tried to strengthen India’s middle class With every budget, the government has tried to increase the spending capacity of middle-class by liberating it from taxes. We brought indirect taxes – GST [Goods and Services Tax] down. For housing , we have brought it down to negligible level, he added. The future of the Indian economy is the middle class and the neo-middle class and today’s poor should eventually become a part of that, Jaitley said.
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RBI PLANS COMMITTEE TO AID HOUSING FINANCE SECURITISATION MARKET

The RBI said on Thursday it would set up a committee that will suggest ways to develop the housing finance securitisation market by studying best international practices. We are aware that well-functioning securitisation markets can enable better management of credit and liquidity risks in the balance sheet of banks as well as non-bank mortgage originators, and, in turn, help lower costs of mortgage finance in the economy, RBI Governor Shaktikanta Das said. According to Karthik Srinivasan, the proposal would help long-term development in credit-supply mechanism This would attract wider set of investors, given the current model of the credit-supply in both these segments is largely to originate the loan and hold till maturity, Srinivasan said. The composition and terms of reference of the committee would be announced shortly and the report would be out by the end of August. Market liquidity and balance sheet liquidity are the endemic challenges for shadow banking. Globally, the rise of shadow banking has been largely enabled by the development of a healthy securitisation market. In India, to ensure a sustained growth of NBFCs (non-banking finance companies) and HFCs in a non-disruptive manner, developing a securitisation market is necessary, said Jatin Nanaware. According to ICRA, in the first nine months of FY19, the domestic securitisation market hit volumes to the tune of Rs 1.44 trillion, with a monthly run-rate of Rs 16,000 crore. In FY18, it was Rs 84,000 crore, with a monthly run-rate of Rs 7,000 crore. The spike was particularly evident in December quarter of FY19 because of the liquidity situation that the NBFCs and HFCs faced after the IL&FS fiasco, with market volumes at Rs 78,000 crore and a monthly run rate of Rs 26,000 crore. Of this, around Rs 73,000 crore was raised by NBFCs and HFCs through sell-down of their retail and SME loan portfolios.
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NEW CUSTOMER-PROTECTION MEASURES ON CARDS FOR ELECTRONIC PAYMENTS

The central bank would soon come up with a new set of customer-protection measures aimed at improving user confidence in electronic payment channels, helping achieve the federal objective of reducing the use of cash in business transactions The proposed Reserve Bank of India (RBI) regulations include having a common timeframe for all authorised electronic payment systems to respond to customer complaints and setting up a compensation framework for failed transactions. To have prompt and efficient customer service in all the electronic payment systems, it is necessary to harmonise the turn around time (TAT) on the resolution of customer complaints and chargebacks, and to have a compensation framework in place for the benefit of customers, RBI governor Shaktikanta Das said on Thursday in his speech after the monetary policy review. The Reserve Bank proposes to put in place a framework on TAT for resolution of customer complaints and compensation framework across all authorised payment systems by the end of June 2019. The governor said that despite the central bank prescribing appropriate redressal mechanisms for customer grievances and issuing guidelines to various payments system operators on paying users in case of failed transactions, the lack of a common industry-wide mandate is resulting in non-uniformity in complaint resolution. Currently various payment systems have various redressal mechanisms. We have found them to be not uniform across the industry, Das said. The RBI also said that it is in the process of benchmarking Indian payments systems and instruments against global standards. The findings of this study would be published in May 2019. Efficient payment systems reduce the cost of exchanging goods and services and are indispensable to the functioning of the financial markets. The past decade has witnessed several innovations in retail payments across the globe, the governor said. Benchmarking is necessary to gauge India’s progress against payment systems and instruments in major countries and give further impetus to the planned efforts for deepening the digitisation of payments.
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BOI TO SELL 25% STAKE WORTH $160 MN IN STAR UNION DAI-ICHI LIFE INSURANCE

State-run Bank of India Ltd on Friday offered to sell a 25 per cent stake in its joint venture company with Union Bank Of India Ltd and Japan's Dai-ichi Life Holdings Inc for up to Rs 11.06 billion ($159.87 million). Bank of India is looking to sell 64.9 million shares, or 25.02 per cent stake, in Star Union Dai-ichi Life Insurance Co Ltd at a floor price of 170.50 per share, it said in a filing. Bank of India has a 28.96 per cent stake in the joint venture, while Union Bank of India and Dai-ichi Life owns 25.10 per cent and 45.94 per cent, respectively.
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GOVT SELLS RS 1.1K CR WORTH OF ‘ENEMY SHARES’ IN WIPRO

The central government sold over Rs 1,100 crore worth of Wipro shares on Thursday, shares that were lying with the home ministry's Custodian of Enemy Property of India (CEPI). The sale appears to be the first such by the government. The shares, belonging to Pakistani nationals, were seized by India under the Enemy Property Act passed in 1968, following the conflicts with Pakistan and China in the 1960s. CEPI sold 4.3 crore shares in the Azim Premji-owned company for Rs 258 apiece. Most of it, 3.9 crore, was bought by the Life Insurance Corporation of India (LIC). An estimated Rs 3,000 crore in shares and over Rs 1 lakh crore in immovable property (mostly land) are said to be with the Custodian of Enemy Property. The sale of Wipro shares became possible following an amendment to the Enemy Property Act in 2017 to ensure that successors of those who migrated to Pakistan and China during partition would have no claim over the properties left behind in India. The amendment was done to overcome a Supreme Court clarification of 2005 that said that the Custodian was merely an administrator and the ownership of the assets rested with the owner. The court said that on the death of the enemy owner (the person who moved to Pakistan or China), the property should be inherited by their legal heirs (who may be Indian nationals). This had prompted some of the heirs in India to lay claim to the assets. Totally, some 6.5 crore shares in 996 companies of 20,323 shareholders are under the custody of CEPI. Of these 996 companies, 588 are functional/ active companies, and 139 of these are listed.
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SBI SETS OPERATING PROFIT TARGET OF 70,000 CRORE FOR FY20

Rajnish Kumar, has exhorted his bank’s 2.60-lakh-odd employees to roll up their sleeves to deliver an operating profit of about 70,000 crore in FY2020. In view of the volatility caused by one-off income, India’s largest bank intends to focus on operating profit in general, and, in particular, operating profit from core operations. SBI clocked a lower standalone operating profit of 38,503 crore in the first nine months of FY2019, against 43,628 crore in the year-ago period. Referring to the operating profit earned by the bank in the last two years, Kumar, in a communication to the bank’s staff, said some part of this has been contributed by one-time items such as disinvestment/initial public offer of SBI Life, and sale of non-core assets/strategic disinvestment, among others. But growth in operating profit from core banking operations has been slightly lower. The SBI chief underscored that one-time items, or exceptional items, tend to distort the comparison of the profitability trend, where profit should be a function of the core operating performance, rather than from exceptional items. The bank wants to target a higher core operating profit to take care of unexpected exigencies resulting in higher provisioning. Further, a robust operating profit will also lead to improvement in efficiency parameters, such as return on assets, return on equity, cost to income ratio, and net interest margin, among others. Among profitability parameters, the bank is eyeing return on assets (net profit/ average total assets) of 0.70 per cent for FY2020 (against 0.001 per cent for the nine months of FY2019); bringing down the cost to income ratio (non-interest expenses/net total income) to less than 50 per cent (against 56.97 per cent as on December-end 2018); and optimisation of net interest income (by focussing on increasing current account deposits and considering increase in interest charged to borrowers, especially those enjoying below-card rates).
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BANDHAN BANK GETS BOURSES’ NOD FOR GRUH AMALGAMATION

Our Bureau Bandhan Bank has received approval from the BSE and the NSE for the proposed scheme of amalgamation of Gruh Finance with the bank. In a notification to the stock exchanges, the bank said, BSE and NSE, have by their respective letters dated April 3, have issued their observation letters with no adverse observation and no-objection respectively, to the proposed scheme of amalgamation. The bank, had recently received RBI nod for the merger. The scheme would be subject to receipt of other regulatory approvals including from National Company Law Tribunal and Competition Commission of India. It usually takes anywhere between nine and 12 months for such (merger) process to be complete, CS Ghosh, had said recently. The bank is hopeful of completing its merger with Gruh Finance within the timeframe.
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HEALTH COVER POLICYHOLDERS MAY SOON BE ABLE TO RECEIVE CLAIM AMOUNT IN INSTALMENTS

You may soon be able to opt for receiving personal accident and benefit-based health cover policy claims in instalments In a first-of-its-kind proposal, a working group constituted by the Insurance Regulatory and Development Authority of India (IRDAI), has suggested that a policyholder may be provided the option to receive the amount in lumpsum or in equated instalments. However, this will not be a default mode, but should be implemented only if a customer opts for it. A policyholder shall have the flexibility to choose the option of settlement option of the claims at all stages of the policy contract – at the time of buying the policy, during renewal, and during the policy terms or at the time of claims, the committee said in its recommendations. The periodicity of instalments could be monthly, quarterly, bi-annual, and annual. The claim payment period could be up to a maximum of five years, and instalments should be spread over the payment period. On the pricing front, the panel suggested that the premium should be the same for both options of lumpsum settlement of claim as well as instalments. Linkage of interest rate for payment of claims in instalments will not be permitted Pricing aspects should be incorporated by the appointed actuary at the final stage while deciding the terms and conditions to be offered to the policyholders, the report said. The regulator is likely to come up with the final guidelines on the matter over the next one month, according to sources. The objective of such a facility is to offer income to policyholders for a reasonable period of time. The option may also enable policyholders of benefit-based health insurance policies get a stream of income over a predetermined period of time after triggering of the claim, according to Suresh Mathur. There are diverse views on the efficacy of the facility. While the idea looks good on the face of it, it may not click well with customers.
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MUKESH AMBANI, SUNIL MITTAL CONSIDER COMPETING FOR STAKE IN ZEE: REPORT

Mukesh Ambani and Sunil Bharti Mittal are considering competing bids for a stake in Zee, the troubled television network, people with knowledge of the matter said, as their telecom carriers race for content in the world’s second-biggest mobile market. Mittal’s Bharti Airtel Ltd. has started due diligence of Zee Entertainment Enterprises Ltd. and is expected to make a formal proposal soon one of the people said. Ambani’s Reliance Jio Infocomm Ltd. is also considering a bid, the people said. Deliberations are preliminary and may not lead to a transaction, they said. A successful deal would help the winning bidder add a slew of video services in the scramble for user revenue as the government prepares to auction 5G airwaves this year. Some of the world’s largest telecommunications companies including AT&T Inc., Vodafone Group Plc and KDDI Corp. have been buying film and television production and cable TV assets to bolster earnings as subscribers level off.
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EQUITIES EXTEND LOSSES AS RBI RATE CUT FAILS TO DISPEL MACRO, MONSOON WORRIES

Markets nursed losses for the second straight session Thursday after the RBI slashed the interest rate but lowered the GDP growth forecast for 2019-20 and kept its monetary policy stance 'neutral' amid uncertainty over monsoon. Lacklustre services data, depreciating rupee and weak overseas cues also weighed on trading sentiment, brokers said. Investors turned cautious about the downward revision in GDP growth to 7.2 per cent for FY20 while premium valuation and concerns over monsoon further impacted the sentiment, said Vinod Nair. Meanwhile, the country's services sector activity eased in March, with the slowest pace of output growth in six months due to a slower expansion in new work. The seasonally adjusted Nikkei India Services Business Activity Index fell to 52 in March from 52.5 in February. Foreign institutional investors (FIIs) pulled out Rs 1,040.48 crore Wednesday, and domestic institutional investors (DIIs) sold equities to the tune of Rs 80.83 crore, provisional data available with stock exchanges showed.
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HOUSING SALES UP 58 PER CENT IN JANUARY-MARCH ON GOVT SOPS: ANAROCK

Housing sales rose 58 per cent to 78,520 units in seven major cities during the first quarter of 2019 driven by positive market sentiment on various incentives offered by the government in the last few months, property consultant Anarock said. Sales stood at 49,800 units during January-March 2018 in the seven cities -- National Capital Region (NCR), Mumbai Metropolitan Region (MMR), Bengaluru, Pune, Hyderabad, Chennai and Kolkata. While we anticipated a negative spillover impact of the NBFC crisis in the first quarter of 2019, housing sales and new supply assumed an upward trajectory, Anuj Puri said. The sector is currently riding on a new wave of optimism following the triple benefits it received from the government in the first three months of 2019. These sops have not only increased homebuyers’ sentiment but will also boost the confidence of builders and long-term investors, he added. Anarock attributed the rise in demand to sops in the interim budget, goods and services tax (GST) rate cuts and lowering of home loan rates post RBI’s February repo rate cut. In the interim budget, the government announced various incentives for purchase of second homes.
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GROSS LEASING ACTIVITY IN INDIA TOUCHED 11 MN SQ FT IN Q1 OF 2019: COLLIERS

Total gross leasing activity in India touched almost 11 million sq. ft. during the first quarter of 2019, as tech and IT companies continue to expand along with the rapid expansionary mode of flexible workspaces. Occupiers continued to expand across cities led by a robust business ecosystem, undeterred by the upcoming General Elections. The leasing activity, although robust, declined by 10% from the corresponding quarter last year due to delay in quality supply in top markets such as Bengaluru, Hyderabad, Pune, etc. Bengaluru accounted for the highest share in leasing (31%) followed by Mumbai and Chennai, which had a share of 19% and 14%, respectively. The southern cities continued to outperform, with leasing in Hyderabad doubling, while Chennai recorded a 60% jump in leasing. Companies are still in the expansion mode led by a robust business support ecosystem, said Ritesh Sachdev. Tech & IT-BPM sector accounted for the lrgest share at 38%. Flexible workspaces (co-working) have contributed close to 30% of office leasing. The demand for space was not only led for foreign players, but also home-grown operators who are rushing to capture a pie of this space. The absorption by flexi-operators will pick up pace in the wake of developers jumping onto the bandwagon. New supply during the quarter declined by 17%, to 7.7 million sq. ft. About 58% of the supply (3.0 million sq. ft.) was seen in Bengaluru market, followed by Mumbai at 0.8 million sq. ft.
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64 PER CENT EMPLOYMENT SEEKING HOUSEHOLDS HAVE FOUND A JOB SINCE 2014

During 2014-2018, around 64 per cent of the employment seeking households have found a job at least for a member of their respective families, according to a survey. According to the survey study, 75 per cent of the household respondents were in search of a job of which 64 per cent were able to find a suitable job for them. The findings mentioned that the majority of the respondents found jobs in banking sector (12.5 per cent) and education and training (12.1 per cent) followed by IT and ITeS (11.6 per cent). On the other hand, sectors such as tax, data analytics, consulting, legal services, police services, teaching, fashion designing were also the major employers in the last five years. It is inspiring to know that the youth in the country have been able to find jobs in the last five years, as 86 per cent of the respondents who found the jobs were aged between 18-35 years at the time of joining of their jobs, said Rajeev Talwar. The survey revealed that the private sector was the major employer in the last five years, creating 60.4 per cent of the jobs, followed by government sector (21.2 per cent), self employed (5.2 per cent), public sector (5.1 per cent), Public Private Partnership (3.3 per cent) and others (4.8 per cent). It further revealed that the new entrants in the job market were earning well as 60 per cent of the respondents were drawing monthly salary in the range of between 10,000 to 50,000. The survey added that the median salary of the respondents was 31252.28.
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MOODY'S ASSIGNS B2 RATING TO VEDANTA'S PROPOSED SENIOR UNSECURED NOTES

Moody's Investors Service Thursday assigned B2 rating to Vedanta's proposed senior unsecured notes and said the outlook was negative. B2 is a speculative grade rating and is subject to high credit risk. Moody's has assigned a B2 rating to the proposed senior unsecured notes guaranteed by Vedanta Resources and issued by its wholly-owned subsidiary, Vedanta Resources Finance II Plc. The proposed notes will rank pari-passu to Vedanta's existing senior unsecured notes, and are rated at B2, two notches below the Ba3 corporate family rating (CFR). The rating outlook is negative, Moody's said. Vedanta's Ba3 CFR is supported by the company's large-scale and diversified, low-cost integrated operations, with strong market positions across the broad suite of its product offerings, spanning oil and gas, base metals and energy assets. Vedanta's proposed issuance constitutes a proactive step in refinancing its amortising term debt maturities with a long-term bond with bullet repayment and further reducing its cost of debt, Kaustubh Chaubal, said.
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JIO RETAINS LEAD OVER OLDER TELCOS ON AGR

Reliance Jio consolidated its lead over India’s older carriers on adjusted gross revenue (AGR) in the quarter to December, a period when licence fee and spectrum usage charge (SUC) collections looked up sequentially after nine quarters, indicating the start of a revival for the telecoms industry. Mukesh Ambani-led Jio’s adjusted gross revenue (AGR), or revenue from licensed services, climbed 14.63% on-quarter to Rs 9,482.31 crore at the end of December, according to data collated by the Telecom Regulatory Authority of India (Trai). Access services contributed 72.31% of total AGR of telecom services. By contrast, Vodafone Idea, the country’s largest telco by subscribers, suffered a 4.05% sequential fall in AGR to Rs 7,223.72 crore, while Bharti Airtel’s slipped 4.18% on-quarter to Rs 6,439.65 crore at the end of December. Jio had become the largest telco by AGR in the September quarter, when it had raced ahead of Vodafone Idea on that score. The telecom sector’s AGR shrank by a tiny 0.24% sequentially to Rs 36,054 crore in the December quarter. Access services contributed 72.31% of total AGR of telecom services. But licence fee and SUC collections in the October-December period have both risen after nine quarters, signalling that the prolonged turmoil in the telecom sector may finally be easing after more than two years of bruising price wars sparked off by Jio’s disruptive entry. Licence fee and SUC collections had last risen together sequentially in the quarter ended June 2016. The two components are paid by telcos to the DoT on the basis of their AGR. Licence fee mop-up by the government in the December quarter rose 0.03% sequentially to Rs 2,890 crore, while spectrum usage charge (SUC) rose by 2% to Rs 1,064 crore, the Trai data showed. The sector regulator also said the industry’s blended monthly average revenue per user — a key performance metric — from wireless services increased over 4% sequentially to Rs 70.13 in the December quarter.
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CARVED IN WOOD: SAHARANPUR'S HANDICRAFT TRADERS SAY DEMONETISATION, GST MAJOR POLL ISSUES

Once upon a time not so long ago, Abdul Salam Road was abuzz with the sights and sounds of prosperity as buyers from all over India snapped up furniture, frames, filigreed panels and all things wooden. But that happy tale ended on November 8, 2016, when high value currency notes were demonetised, dealing a body blow to the industry that sustained 1.5 lakh artisans in this western Uttar Pradesh town, say artisans and traders. Now the street, the once beating heart of the Rs 400 crore wooden handicraft cottage industry, is deserted with shops empty of customers but full of unsold items. Demonetisation followed by imposition of GST (goods and services tax) turned Saharanpur's pride into a curse, said Zakir Hasan, a trader. The unorganised sector of Saharanpur is still struggling to recover from the aftershocks of demonetisation. It will clearly reflect when the election results are announced, he told PTI. Why should I? I earn more by pulling rickshaws. It (restoring the art) would anyway die a quicker death with such policies of the government. Raees Ahmed, the owner of National Handicraft, a shop in Qutub Sher market in the city, agreed. The rate at which the workforce is leaving this profession, it will disappear in 25 years, he said.
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FACEBOOK CEO MARK ZUCKERBERG TELLS ABC NEWS `STILL LOOKING INTO’ DATA ACCESS

Facebook Inc.’s Chief Executive Officer Mark Zuckerberg said the company is still looking into a report that millions of users’ data was publicly accessible on Amazon.com Inc.’s cloud servers. In general we work with developers to make sure that they’re respecting people’s information and using it in only ways that they want, Zuckerberg said. Researchers at cybersecurity firm UpGuard said Wednesday they found troves of user information hiding in plain sight, inadvertently posted on Amazon’s public servers. The records were accessible and downloadable for anyone who could find them online. In one instance, Mexico City-based digital platform Cultura Colectiva, openly stored 540 million records on Facebook users, including identification numbers, comments, reactions and account names. That database was closed on Wednesday after Bloomberg alerted Facebook to the problem and Facebook contacted Amazon. Zuckerberg told Stephanopoulos that he was proud of the progress Facebook has made to stem privacy breaches and combat the spread of misinformation. I think in a lot of ways over the last few years, we have changed significantly how we run the company, he said. I’m proud of the progress we’ve made. There’s a lot more to do in each of these areas. There’s a question of what decisions should be left to a private company to make, especially around things like speech and expression for so many people around the world.
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MACKENZIE BEZOS TO BE WORLD'S 4TH-RICHEST WOMAN AFTER DIVORCING AMAZON CEO

MacKenzie Bezos is set to become the world’s fourth-richest woman after her divorce from Amazon.com Inc. founder Jeff Bezos is finalized. She’ll receive a 4 percent Amazon stake, currently worth about $36 billion, as part of the settlement, according to a filing Thursday from the Seattle-based company. The divorce is expected to be completed in about 90 days. Her stake in Amazon ranks her behind the $54 billion fortune of L’Oreal SA heiress Francoise Bettencourt Meyers, the $44 billion held by Alice Walton and the $37 billion net worth of Jacqueline Badger Mars, according to calculations by the Bloomberg Billionaires Index. Happy to be giving him all of my interests in the Washington Post and Blue Origin, and 75 percent of our Amazon stock plus voting control of my shares, MacKenzie Bezos, 48, said in a tweet. Jeff Bezos said in a tweet that he was grateful to all my friends and family for reaching out with encouragement and love. It means more than you know. MacKenzie most of all.
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A NEUTRAL BODY SHOULD MONITOR CONTENT ON SOCIAL MEDIA

Facebook’s decision to take down over 1,000 pages and accounts for engaging in coordinated inauthentic behaviour or spam, exposes the systemic flaws when it comes to policing social media platforms. The action was based on Facebook’s assessment that the people behind the activity coordinated with one another and used fake accounts to misrepresent themselves with the objective of manipulating people. On the face of it the move by the social media platform looks like a credible step to deal with fake news and communal propaganda; but the problem with this approach is that it could trample on the right to free speech. While taking down the pages, Facebook has based its action on user behaviour, not the content they posted. This could set a disquieting precedent, as pages related to political dissent or a social campaign could be taken down just because they do not comply with Facebook’s rules. While platform owners can argue that they have the right to decide what goes in and what’s taken down, the reality is that social media outlets like Facebook cannot be treated like any other private entity. Neither can this job be left to governments. Armed with draconian powers such as defamation and sedition laws, free speech has taken a hit. India, both under the UPA and NDA, has been among the top countries in blocking politically inconvenient websites, including those of foreign NGOs, UN organisations and activists. In China, for instance, the government lays down the rules for social media, and this hasn’t exactly been conducive to free speech. In this context, the argument by UK communications regulator Ofcom’s chief executive, Sharon White, to set up an independent regulatory oversight of social media platforms assumes importance. If Facebook is allowed to increase its censorship powers on its own, it could lead to inconsistency and duplicities. It took a lot of pressure from media and policymakers before Facebook banned the notorious far-right news site Infowars. If Facebook is really serious about fighting spam and fake news, the one thing that it should do is to remove the cover of anonymity of users. The shroud of anonymity gives anti-social elements the courage to spread hate and disharmony. There should be no ambiguity regarding the grounds for taking down an account These guidelines should be spelt out in the interest of transparency and consistency. The challenge of the day is to strike a balance between free speech and hate speech. Such a task is best entrusted to a statutory, independent agency.




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CS Meetesh Shiroya

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