Friday, 26 April 2019

CORPORATE UPDATES 27.04.2019





OF 11 LAKH FIRMS, ONLY 4 LAKH COMPLY WITH KYC NORMS

About 4 lakh out of a total of the country's over 11 lakh 'active' companies have so far complied with the new know-your-company (KYC) norms mandated by the Ministry of Corporate Affairs (MCA). Meanwhile, the deadline for complying the new disclosure norms has been extended till June 15 from April 25 earlier. There may be companies which will need more time to complete all the filings mandated under the new disclosure norms. We have given them more time. If they don't do it within the stipulated time, such firms will be labelled as non-compliant by the government, said a senior government official. Compliance has picked up during the last couple of days with about 50,000-60,000 companies coming forward to comply on the last day. We understand the companies need time because it is not a question of merely filing one form. You have to be 100% compliant with all other mandatory filings such as financial statement, annual returns as well as information on Board of Directors, auditors and companies secretaries. The government expects that about 7-7.5 lakh companies will come forward to comply out of a total of around 11.35 lakh.
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FINMIN AGAINST CURBS ON ROYALTY PAID BY LISTED COMPANIES

The finance ministry opposes the Securities and Exchange Board of India’s move to impose curbs on royalty payments by listed companies, such as those made by them to overseas parents for the use of brands and technologies, said people with knowledge of the matter. The market regulator has delayed implementation of the rule to July from April on account of this, pending consultations, they said. Sebi wants to make the approval of minority shareholders mandatory for royalty payments by listed companies that exceed 2% of annual turnover to raise corporate governance standards. The ministry is of the view that such limits may discourage companies from investing in India, said the people cited above. Companies are also against the measure. The minutes of the Sebi board meeting on March 27 alluded to the differences. In addition to public consultation, meetings were also held with Ministry of Finance (MoF) and MCA (Ministry of Corporate Affairs) since many of the recommendations involved various aspects of the Companies Act, 2013, and both the ministries had flagged issues, including the issue pertaining to royalty payments which required deliberation, according to the minutes. It’s not clear if the MCA opposes the move. Sebi wants minority shareholders to have a say on what it regards as exorbitant royalty payments in order to safeguard their interests. The ministry feels this may hamper ease of doing business and disrupt initiatives such as Make in India aimed at boosting the manufacturing sector, said one of the persons cited above. These reservations along with negative feedback from industry prompted Sebi to defer implementation of the royalty payment norms at the March meeting. The Sebi proposal was based on recommendations made by the Uday Kotak committee on corporate governance, which submitted its report to the market regulator last year. Sebi is conducting a fresh round of consultations with finance ministry, ministry of corporate affairs and other corporate stakeholders to review the proposal, said one of the people cited above. Several industry participants are of the view that the law could be implemented but the threshold for obtaining shareholder approval should be increased from proposed 2% to 5-6% of the company’s annual turnover.
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RUCHI SOYA INSOLVENCY: LENDERS TO VOTE ON PATANJALI'S RS 4,350-CR OFFER NEXT WEEK

Lenders of debt-ridden Ruchi Soya will vote on April 30 to decide on Baba Ramdev-led Patanjali Ayurved's revised Rs 4,350 crore bid for the edible oil firm, sources said. Patanjali, the lone player left in contention after the exit of Adani Wilmar, had last month increased its bid value by around Rs 200 crore to Rs 4,350 crore for the Madhya Pradesh-based Ruchi Soya. This excludes capital infusion of Rs 1,700 crore into the company. Sources said the Committee of Creditors (CoC) met on Friday to discuss the revised bid of Patanjali and decided to conduct the voting process on April 30.
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RBI’S FEB 12 CIRCULAR: SC RULING DOESN’T UNDERMINE IBC

The circular dated February 12, 2018 (Circular) was issued by RBI for

(i) overhauling all the earlier restructuring frameworks issued by it in the context of debt resolution such as CDR/JLF/S4A/5:25; and
(ii) mandating banks/financial institutions pursue action under the Insolvency and Bankruptcy Code, 2016 (IBC) with respect to accounts in which lenders had an exposure of more than Rs 20 billion and where no resolution plan for such an account was implemented within 180 days from the occurrence of default.

Prior to the Circular, RBI had come up with a first list, comprising of twelve defaulters and a second list, comprising of twenty-five defaulters, against whom banks were mandated to commence proceedings under the IBC. By way of the Circular, RBI, rather than getting into a case- or sector-specific default, set out conditions under which banks were mandatorily required to initiate proceedings under IBC against a corporate debtor. RBI’s rationale for issuance of the Circular was public interest, interest of the national economy and to drive a behavioural change in the credit system. However, there were practical challenges being faced by the various stakeholders where in certain sectors like power, power producers were reeling under a default situation for reasons beyond their control. The power sector had made representations to the Central government in this regard and the 37th Parliamentary Standing Committee Report, on stressed assets in the electricity sector, was finalised in March 2018. The said report observed the need for synchronisation between the guidelines issued by RBI and resolution of systemic issues faced by the power sector. The success of the IBC process is determined on the basis of value preservation of the corporate debtor on a going concern basis during the insolvency process and value maximisation for stakeholders at the end of the process. If the Circular were to be implemented, a lot of companies in sectors such as power, shipyard and sugar would be pushed into insolvency under the IBC, resulting in a ‘garage sale’ scenario. Post the Circular, the prescribed period of 180 days to arrive at a resolution plan with consensus amongst all lenders under a contractual framework was becoming difficult to adhere to, and the resultant initiation of IBC proceedings was looming large in a number of cases. The Circular was thus challenged by corporate debtors across various sectors on the grounds that they were being pushed into the IBC process because of the time bomb set out in the Circular. The Supreme Court tagged all matters on this subject in Dharani Sugar and Chemicals Limited vs Union of India & Ors. In the Dharani matter, the Supreme Court struck down the Circular as being ultra vires Section 35AA of the Banking Regulation Act, 1949 (BRA) , which empowers RBI to issue directions to banks to initiate IBC proceedings in specific matters basis authorisation from the Central government. However, the two conditions:

(i) Central government authorisation; and
(ii) the circular being in relation to a specific default, were not adhered to by RBI with relation to the Circular.

By striking down the Circular, the Supreme Court has removed the mandatory requirement of banks/financial institutions to commence IBC proceedings at the end of 180 days from default if no resolution qua a corporate debtor is found. However, banks/financial institutions at their discretion can invoke IBC proceedings against any corporate debtor, with it being a statutory right. There has been a lot of hue and cry raised in different quarters as to whether the IBC process gets undermined on account of the Dharani matter and whether currently admitted matters to IBC may be ousted. In this regard, it is worth noting that the IBC process has not been undermined, and all cases which were admitted to IBC, including List 1 and List 2 cases, shall continue uninterrupted. Only IBC proceedings which commenced only because of the operation of the Circular shall be halted, and for this to happen, banks/financial institutions will have to confirm that a particular proceeding was initiated only because of the Circular for that proceeding to stop. The framework with respect to CDR/JLF/S4A/5:25 does not automatically get reinstated on account of the Circular being struck down. Nothing prevents RBI from coming up with other circulars to address stress situations or another list of defaulters against whom IBC proceedings may be commenced, provided that such a list is issued in compliance with Section 35AA of the Banking Regulation Act.
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MCA TRAINS LENS ON AUDIT LAPSES IN IL&FS CASE

Troubles for auditors of beleaguered Infrastructure Leasing & Financial Services Ltd (IL&FS) are likely to increase, as the Ministry of Corporate Affairs has taken serious note of irregularities in the company’s account books, which are being probed by the Serious Frauds Investigation Office (SFIO). The agency on Wednesday questioned Udayan Sen, former top executive of Deliotte, after a whistle-blower had early this month flagged the role of auditors. Other top accountants may also be called for questioning, say sources. IL&FS had three auditors — Deloitte, Ernst & Young affiliate SRBC and KPMG affiliate BSR. Even Institute of Chartered Accountants of India, which was assisting SFIO in the probe, had also flagged the role of auditors. ICAI, in its interim report had stated that statutory auditors of IL&FS acted in a negligent and fraudulent manner and prepared incorrect financial statements of the debt-laden group. It was then that the Centre sought NCLT nod to reopen books of accounts of IL&FS, IL&FS Transportation Network Ltd (ITNL) and IL&FS Financial Services (IFIN) on the recommendation of the Institution of Chartered Accountants of India, and sought permission to initiate proceedings against the three auditors. Sanjay Shorey, said in a petition that the ministry was looking to reopen the accounts for last five years. He had said that the reopening will take about 30 days and the ministry has sought three months to perform the required tasks. Notices were already sent to the SEBI, IT department and other statutory bodies. While Deloitte Haskin and Sells LLP was involved in the audit of IL&FS and ITNL, BSR and Associates LLP was responsible for audit of IFIN, and SRBC & Co LLP was responsible for audit of ITNL and IL&FS. Deloitte Haskins was statutory auditor of IL&FS till FY2017 and of IFIN from FY2016 to 2018. SRBC was statutory auditor of IL&FS for FY17-18 and for ITNL from FY2016 to 2018. BSR was statutory auditor for IFIN from FY2016 to 2018. BSR also audited accounts of ITNL from FY2016 to 2018.
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IL&FS BOARD MOVE TO SUSPEND DEBT PAYMENTS AFFECTS QUALITY OF ASSETS

The Infrastructure Leasing and Financial Services Ltd (IL&FS) board’s decision to temporarily suspend debt repayments and conserve cash has triggered defaults and worsened the quality of its assets, three investment advisors said, adding this has led to prospective buyers offering far less than what IL&FS wants. The decision of the Uday Kotak-led IL&FS board to prevent a full-fledged bankruptcy and stabilize its subsidiaries had the approval of the National Company Law Appellate Tribunal (NCLAT) as well. Saving cash instead of servicing debt and maintaining assets has affected the quality of assets on sale, said one of the three people cited above, all of whom spoke under the condition of anonymity. The industry doesn’t expect the resolution to progress very much while the elections are on, the person added. So, it will take at least till June for the new government to settle in and for investors to decide how comfortable they are making large infrastructure commitments. If IL&FS does not maintain the quality of assets until then, the valuation the company hopes to receive will keep falling. It might even become hard for them to repay the principal secured lenders in full, let alone others. The NCLAT diktat that cash generated by the asset-holding special purpose vehicles (SPVs) will remain with the SPV and will not be used to pay stakeholders or creditors implies credit downgrading will keep happening. For bidders, this leads to ambiguity in how one should price their bid, said Sandeep Upadhyay, managing director and chief executive officer, Centrum Infrastructure Advisory. There’s a vast difference in the cost of financing for an asset that’s rated AAA or AA and one that has fallen to below B or is already in default. For an under-construction asset, it’s difficult for bidders to assign a cost-to-complete on an asset that is half-finished. I believe bidders are treading cautiously with the IL&FS assets. Bidders are also worried about disrepair and asset deterioration.
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LENDERS MAY TAKE NCLT ROUTE FOR RATTANINDIA’S AMRAVATI PLANT

RattanIndia’s 1,350 MW Amravati power plant are weighing the option of taking the company to NCLT if the one-time settlement (OTS) offer by the promoters hits a roadblock. Davidson Kempner, a US-based investment firm, walked out of the consortium of investors on the settlement plan at the last minute, even as Varde Partners, Aditya Birla’s joint venture partner and Goldman Sachs agreed to the plan. Bankers close to the development told that they may look at the option of taking the company to the National Company Law Tribunal (NCLT) once the new RBI circular on stressed assets is framed. We are not comfortable with the option of haircut that the promoters are negotiating, and will wait for the new RBI circular on stressed assets to take our next step, one of the bankers said. When contacted RattanIndia’s compliance officer said: The company is in discussion with its lenders for appropriate resolution post honourable SC’s judgment on RBI circular. Another company official said: The matter of taking the company to NCLT has not been communicated to us. Company officials believe they will reach a resolution for the Amravati plant with the lenders in a couple of months. Varde Partners, Aditya Birla’s joint venture partner, and Goldman Sachs are already there. They will sort out investors among themselves, an official said on conditions of anonymity. The Reserve Bank of India (RBI) is preparing a new set of rules for stressed assets after the February 12 circular was declared ultra vires by the Supreme Court.
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HOTEL LEELAVENTURE GETS SHAREHOLDERS' NOD TO SELL HOTELS; TO ABIDE BY SEBI DIRECTIVE

Hotel Leelaventure Friday said its shareholders have approved the resolutions to sell its four hotels, hotel operations, and its shares in the company's arm Leela Palaces and Resorts Ltd by postal ballot. The company, however, said it will abide by the directions of Sebi that none of the transactions proposed in the its postal ballot notice will be acted upon till further directions from the markets regulator. The hotels the sale of which shareholders have approved are in Delhi, Bengaluru, Chennai and Udaipur, Hotel Leelaventure said in a filing to the BSE. The shareholders also gave their nod to the sale of the company's hotel operations undertaking and to the sale of the company's shareholding in Leela Palaces and Resorts Ltd, its wholly-owned subsidiary, it added. All the special resolutions were approved by 86.60 per cent of the votes that were polled, while 13.39 per cent opposed the resolutions, it added. As directed by Sebi vide its letter dated April 23, 2019, read with its e-mail dated 25th April, 2019, the company will ensure that none of the transactions proposed in the company's postal ballot notice dated March 18, 2019, will be acted upon till further directions from Sebi, Hotel Leelaventure said.
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FOIJ SEEKS FISCAL INCENTIVES FOR MSMES IN THE STATE

The Federation of Industries Jammu (FOIJ) has presented a memorandum to the Advisors to the Governor of the State for grant of state fiscal incentives to Micro, Small and Medium Enterprises (MSMEs) for the rapid industrial growth in Jammu & Kashmir (J&K). Mahajan highlighted the industries issues in the state and said that the present State fiscal incentives are not adequate as compared to pre GST regime for micro & small scale sector of the state. In this regard, he demanded more incentives for the existing micro & small scale units of the state for their survival for intra-state sale. He requested for the 100 percent of CGST refund to micro & small units covered under SRO 63 at par with the same incentive granted to industrial units covered under Central Excise prior to GST, reimbursement of freight for the incoming of raw materials, transport subsidy for interstate sale by road up to destination instead of beyond 1000 km. Besides this, delegation demanded extension of all the state fiscal incentives to new units and units under substantial expansion; budgetary support to industrial units engaged in the roasting of groundnuts/ cashew & decortications of walnut/almond /pistachio; removal of toll tax on raw materials of exportable items to outside the country from J&K State. In addition, their list of demands includes ease of doing business concept to be adopted by the Power Development Department for the sanction of power connections and simplification of procedure for the surrender of power connections by industrial units with the grant of Powers to concerned Executive Engineers on Divisional level.
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YES BANK REPORTS SURPRISE Q4 LOSS OF RS 1,507 CRORE AS PROVISIONS JUMP 9 TIMES YOY

Private lender YES Bank on Friday reported a surprise loss of Rs 1,506.64 crore for the quarter ended March 31 on spike in provisions and contingencies. The bank had posted a net of Rs 1,179.44 crore in the corresponding quarter last year. Provisions jumped to Rs 3,661.70 crore in Q4 over Rs 399.64 crore reported in the same quarter last year.
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AXIS BANK HAS FIXED ITS BIG BAD LOANS BUT SMALL LOAN RISKS ARE RISING

Private lender Axis Bank has fixed its big bad loan problems that had dragged it down to a loss making lender a year back. Its gross bad loan ratio has dropped to 5.26% in March quarter from the peak of 6.77% a year ago. The share of loans rated ‘BB’ and below in the lender’s overall corporate loan book has reduced to just 1.3%, from 7.3% a year back. But the share of the non-corporate book in fresh slippages is rising and more than 45% of slippages are outside of corporate loans. The management said that most of the slippages are from loans to agriculture and small and medium enterprises (SME). Concerns over the stress among small borrowers had been raised by the regulator a year ago. A report by TransUnion and SIDBI on such borrowers showed that bad loan ratios are highest among SME borrowers. For the lender, the share of riskier unsecured loans in the retail book is growing. Besides, the share of safe mortgage loans has dropped. To be sure, retail bad loan ratios have been ultra low for the lender and for the industry as a whole. In its post earnings call with the media, the management didn’t indicate any worry on its retail portfolio. Overall performance of the retail portfolio continues to be very strong, said Jairam Sridharan. For the bank now, it is imperative to monitor its non-corporate book and Sridharan said that the lender intends to have a close eye on the portfolio. Meanwhile, the bank has shown investors in each of last four quarters that incremental corporate loans are going to strong borrowers with better credit ratings. The bank has upped the ante on insurance against risk too. Its provisions towards bad loans has risen every quarter and the coverage ratio has reached 77% in the fourth quarter. The lender has chosen to make higher provisions over and above regulatory requirement against standard assets too. In a nutshell, Axis Bank has not only fixed its bruised corporate loan book but it has build a provision moat that protects it from potential risk. Investors have already rewarded the lender for all the work it did on its asset quality. The stock has gained an impressive 18% this year so far. The bank has a new leadership and an unshackled balance sheet ready to grow. Ergo, the fast growth of 17% in its corporate loan book and 18% of overall domestic advances growth should add to delight.
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NEED TO FORMULATE NEW VISION FOR INVESTOR PROTECTION: IICA

There is a need to formulate a new vision statement to safeguard investors and to take down dubious schemes according to Sameer Sharma. Sharma said, There should be a macro level strategy which integrates and collaborates. SEBI, PFRDA a lot of it is redundant and we just don’t know what it is leading to. The IICA has been tasked with providing policy research and knowledge support to the Ministry of Corporate Affairs in understanding the changing business environment and needs/expectations of the regulated entities and stakeholders. For this a larger, over arching strategy where all these actors initiatives can be brought together and then they cohere in a way that it leads to best outcomes, he added. Sharma said the earlier vision for investor protection has lapsed in 2017. There is a need to formulate a new vision where the powers of regulators should be clearly defined. There must also be an approach where multiple regulators such as the Securities and Exchange Board of India (SEBI) and the Pension Fund Regulatory and Development Authority (PFRDA) as well as the Investor Education and Protection Fund (IEPF) Authority can work together, he said.
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NSE HIKES F&O MARGIN BY UP TO 300% FOR STOCKS WITH RISING OPEN INTEREST

The NSE has increased margin in its futures and options (F&O) segment for stocks, mainly depending on their open interest (OI), by up to 300 per cent. This could hurt traders as they may require extra money for trading in stocks, experts say. A stock in the F&O segment where the OI has reached 90 per cent, will attract nearly 300 per cent additional margin over and above its normal applicable base. For stocks where the OI is less than 70 per cent, the margin will be as per normal applicable limits but will keep increasing with further rise in OI, the exchange has said. Open interest is the number of contracts outstanding in the F&O segment at the end of the day. Every stock has a certain amount of OI allowed, which is decided as per its floating stock or total number of equity stocks available in the market. When OI in a particular scrip reaches above 90 per cent it enters a ban period wherein trading in F&O can be done only to unwind positions. Getting a particular stock under ban to see that trading is curbed by the exchange and hence volatility dies down has been a favourite tactic of market operators to manage the stock price, sources say. It is a menace when a stock enters the F&O ban period repeatedly and players cannot trade actively in it. Such operator activity is one of the key reasons for the exchange to have increased the margin limits and linked it to increase in OI to curb dubious operator activity. But it would also severely hurt traders as those wanting to trade in the counter will require more money and hence, face higher risk. For the small investors, the F&O segment has gone out of reach as the regulator had increased the lot size and kept a minimum threshold of 5 lakh.
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KERALA GOVERNMENT’S INFRASTRUCTURE FUND TO RAISE UP TO RS 2000 CR IN PE

Kerala Infrastructure Fund Management Ltd (KIFM), an alternative investment fund sponsored by the state’s financing arm, is seeking to raise up to Rs 2,000 crore in a private equity fund, becoming India’s first provincial government to launch such an investment vehicle that would raise money even overseas for private projects. The fund, which intends to raise capital from both offshore and domestic sources, will invest in revenue earning and commercially viable projects in the state, its executive director and Kerala finance secretary Sanjeev Kaushik told. The fund would tap pension funds and sovereign wealth funds starting from North America to Europe, Middle East and South East Asia, besides high-networth family offices and university endowments. We have received Sebi approval to set up alternate investment fund. We are raising an AIF category II fund and will invest in projects and companies that are commercially viable, Kaushik said. Kerala Infrastructure Investment Board (KIIFB), the investment arm of the state, will have a 26% stake in the proposed fund, while financial institutions from the state would hold the rest. Geojit Financial Services, South Indian Bank, Dhanalaxmi Bank and Cochin International Airport Ltd (CIAL) are the other shareholders of the proposed fund. We are also talking to State Bank of India (SBI) and Life Insurance Corp (LIC) to become equity partners in the project. This will be the first such investment vehicle with government backing and will invest in private projects, Kaushik said. Given the limitations on state fiscal and budget constraints, states will need to explore newer and diverse sources of funding infrastructure. The private equity route is one such area Kaushik said. The challenge is to find commercially viable infrastructure projects that are able to meet the high return expectations of investors. Banker-turned bureaucrat Kaushik was the former managing director of India Infrastructure Finance Co and he headed capital markets in the ministry of finance from 2011-2015. He started his career at the M&A unit of ING. He later joined Bank of America and became a MD at Lehman Brothers and HSBC before joining the government. The fund’s principle sponsor KIIFB has recently raised Rs 2,150 crore through a masala bond, the first of such successful issues in recent times, which saw participation from pension funds and sovereign funds and long-only institutional investors from North America, Europe, Middle East and south east Asia. India received a record $35.8 billion in private equity and venture capital investments in 2018, 37% higher than the previous high of 2017, according to data compiled by EY. Fund raising by PE/VCs increased nearly 40% to $8.1 billion in 2018. Exits in 2018 almost doubled in value to $26 billion.
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BANK CREDIT GROWS BY 14.19%; DEPOSITS BY 10.60%: RBI DATA

Bank credit rose by 14.19 percent to Rs 96.45 lakh crore while deposits grew 10.60 percent to Rs 125.30 lakh crore in the first fortnight ended on April 12, according to recent RBI data. In the year ago fortnight, deposits were at Rs 113.29 lakh crore and advances stood at Rs 84.46 lakh crore. In the fiscal ended March 2019, bank credit had risen by 13.24 percent and deposits grew by 10.03 percent. This was the second consecutive double-digits credit growth after the same had declined to 4.54 percent in FY17 at Rs 78.41 lakh crore, which was the lowest since 1963, the RBI data said. On a year-on-year basis, non-food bank credit increased by 13.2 percent in February 2019 as compared with an increase of 9.8 percent in the year-ago period. Loans to the services sector almost doubled with a 23.7 percent growth in February compared to 14.2 percent in the same month last year. Advances to agriculture and allied activities increased by 7.5 percent in February compared to an increase of 9 percent in February 2018. Credit to the industry rose by 5.6 percent in February, up from an increase of 1 percent in February 2018. Credit to the infrastructure, chemical and chemical products, and all engineering sectors accelerated. However, credit growth to basic metal & metal products, textiles, and food processing decelerated/contracted. Personal loans rose 16.7 percent in February down from 20.4 percent in February 2018, the RBI said.
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B30 CITIES CONTRIBUTE 15% TO TOTAL MF ASSETS; AUM UP 13% YOY

Beyond 30, or the next 30 locations beyond the top 30 cities, contributed nearly 15 percent to total mutual fund industry assets of Rs 24.58 lakh crore as of March-end. The balance was contributed by T30 cities, or to the top 30 geographical locations in India, according to data from the Association of Mutual Funds in India (AMFI). A month-on-month comparison shows that the AUM from B30 cities rose to Rs 3.80 lakh crore in March from Rs 3.66 lakh crore in the preceding month. Similarly, AUM from T30 cities in March stood at Rs 20.78 lakh crore, marginally up from 20.58 lakh crore a month ago. In FY19, assets from B30 cities grew 13 percent year-on-year to Rs 42,368 crore. The same for T30 is not available on AMFI's website. The asset mix for B30 cities continue to be largely inclined towards equities, with the latter contributing 65 percent last month as against 64 percent month-on-month. In comparison, equity-oriented schemes accounted for 38 percent of the asset mix in T30 locations in March versus 37 percent MoM. An investor-wise analysis in March indicates that 23 percent of assets held by individual investors is from B30 locations. However, the latter accounts for only six percent of institutional assets. Institutional assets are concentrated in T30 locations, accounting for 94 percent of the total. Around 12 percent of retail investors chose to invest directly, while 21 percent of HNI assets were invested directly. A total 41 percent of assets of the mutual fund industry came directly. A large proportion of direct investments were in non-equity oriented schemes where institutional investors dominate. Overall, 40 percent of the industry assets came through the direct route in September. Majority of these assets were in non-equity schemes, which see maximum investments from corporates.
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RUPEE RISES 23 PAISE TO 70.02 VS USD AS CRUDE OIL RECEDES FROM 6-MONTH HIGH

The rupee rebounded by 23 paise to close at 70.02 against the US dollar Friday after Brent crude oil prices receded from a six-month high of USD 75.60/barrel. Forex traders said the greenback's weakness against key rivals overseas, sustained foreign fund inflows and heavy buying in domestic equities also supported the rupee upmove. At the interbank foreign exchange market, the domestic unit opened at 70.12 and advanced to a high of 69.97 during the day. It finally settled at 70.02, registering a rise of 23 paise against the dollar over its previous close. The rupee Thursday had slumped 39 paise to close at more than six-week low of 70.25 against the US dollar. Indian rupee recovered Thursday's loss after Brent crude oil prices recedes from a six-month high of USD 75.60/barrel, V K Sharma, Head PCG & Capital Markets Strategy, HDFC Securities said adding that since start of the April the correlation between Brent crude oil and USD/INR steadily rising. On a weekly basis, the domestic currency saw a 67 paise decline. Sharma further said that along with overseas fund inflows, profit booking in broad dollar supported rupee to strength in today's session. The dollar index, which gauges the greenback's strength against a basket of six currencies, slipped 0.08 per cent to 98.12. Foreign institutional investors (FIIs) were net buyers in the capital markets on Thursday, putting in Rs 3,785 crore. Brent crude futures, the global oil benchmark, fell 2 per cent to trade at USD 72.86 per barrel. The BSE Sensex rallied 336 points to reclaim the 39,000 mark Friday. The Sensex settled 0.87 per cent higher at 39,067.33. The NSE Nifty too ended 112.85 points, or 0.97 per cent, up at 11,754.65. Meanwhile, Financial Benchmark India Private Ltd (FBIL) set the reference rate for the rupee/dollar at 70.1445 and for rupee/euro at 78.1283. The reference rate for rupee/British pound was fixed at 90.5322 and for rupee/100 Japanese yen at 62.80.
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TATA STEEL TO MERGE BHUSHAN STEEL

Tata Steel Board on Thursday decided to merge Tata Steel BSL (formerly Bhushan Steel Limited) with itself as it reported a 84.37% year-on-year drop in consolidated net profit for the fourth quarter at Rs 2,295.25 crore. However, total consolidated income of the company rose to Rs 42,913.73 crore in January-March 2019, from Rs 33,983.74 crore a year ago. Net profit in Q4 of FY18 was higher was on account of one-time exceptional gain of Rs 11,376.14 crore in the March quarter in FY2018. The company had also received non-cash gain of Rs 14,077 crore on account of restructuring of UK pension scheme. The company said consolidated net profit figure for Q419 was not comparable to Q418 as it does not include NATSteel Holding and Tata Steel Thailand as it is classified as asset held for sales. The merger (of Tata Steel BSL) will drive operational synergies and efficiencies, reduce the regulatory burden and simplify the group structure, announced T V Narendran, chief executive officer and managing director of Tata Steel, after the Board meeting. He said that the recommended merger ratio is of 15 shares of Tata Steel BSL for every share of Tata Steel. Bamnipal Steel, completed the acquisition of Tata Steel BSL on May 18, 2018, through corporate insolvency resolution process under the Insolvency and Bankruptcy Code. Post Bhushan Steel's, or Tata Steel BSL's, acquisition and ramp-up of production, the steel production for the company grew by 35% to 16.81 million tonne in FY2019. The Indian market accounts for over 62% of consolidated volumes for Tata Steel with the steel deliveries in India increasing by 33%. India operations continued to gain market share in chosen segments. Industrial products and projects segment sales grew by 42% Year-on-Year. Branded products, retail & solutions segment sales grew by 30% Year-on-Year; automotive segment sales increased by 21% Year-on-Year, shared Narendran. Meanwhile, the company would continue to deleverage, Koushik Chatterjee, executive director and chief financial officer said, In the fourth quarter, we reduced our consolidated gross debt further by Rs 8,781 crores. Despite the liquidity issues in the domestic markets, we were able to extend our debt maturity profile by successfully raising Rs 4,315 crore through 15 years non-convertible debentures and completing the long-term financing for Tata Steel BSL.
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MARKET PARTICIPANTS UP IN ARMS AGAINST EXCLUSION OF STOCKS FROM DERIVATIVES

In the largest such exclusion drive in the recent past, the National Stock Exchange, late on Monday, said derivatives trading will not be allowed in 34 stocks after their existing monthly contracts expire on Jun 28. Out of a universe of 1900 stocks only 159 will trade in derivatives. This will reduce liquidity and volumes. What will be left to trade if this continues, said a mid-sized proprietary trader. NSE’s move came as the stocks have failed to meet the Securities and Exchange Board of India’s enhanced eligibility criteria for stock derivatives. In a bid to dissuade retail investors from the derivatives market, SEBI has brought about a slew of regulatory changes, including physical delivery of futures contracts of a stock and tighter norms on net worth. SEBI has been trying hard to regulate the Indian derivatives market, which accounts for most if not all the trading volume on Indian exchanges. As part of the regulation, SEBI last April issued revised guidelines to determine whether a stock was eligible for trading in the derivatives segment. Under the new, stringent guidelines, F&O securities will need to have a market-wide position limit of 500 crore, up from 300 crore earlier, and a median quarter sigma order size of 25 lakh. The new guidelines will ensure that F&O stocks with very low liquidity, and in some cases no liquidity, are driven out of the futures & options segment to keep speculators and price manipulators at bay. Brokers through Association of National Exchange Members of India (ANMI) will send representation to SEBI saying the new guidelines will have an adverse impact on liquidity and volumes, said an ANMI member. Instead of fostering growth in the markets and integrating cash and F&O segments, SEBI has enhanced the eligibility criteria. This under the new physical settlement regime is becoming a self-fulfilling prophecy of lower volumes and higher spreads, thereby making stocks ineligible for derivatives, said an ANMI member who did not wish to be named as they are yet to send their representations to the regulator. SEBI had also mandated physical delivery of stocks in a phased manner. The first 50 stocks with smaller market capitalisation were to move towarda physical settlement by April this year, the next 50 in July, and the next 50 by October. It is not just ANMI and brokers who believe that the enhanced criteria for F&O are hampering the segment. NSE in the past one year has made several representations to the regulator on relaxing the criteria and permitting higher number of stocks to trade in derivatives. According to NSE’s representations, a copy of which has been reviewed by Mint, single stock derivatives should be introduced on top 500 securities.
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LOOK WHO IS SITTING ON A CASH PILE TO BUY STOCKS AFTER ELECTION RESULT

The domestic equity market is likely to trade in a narrow range until the election results, with foreign fund flows slowing down and mutual funds opting to sit on cash ahead of the crucial event. While corporate earnings may influence individual stock prices selectively, the market is largely likely to remain lacklustre. BSE’s 30-share Sensex scaled a record high of 39,487 last week, but is down 1.5 per cent ever since to trade at 38,836. Year to date, it is up just over 7 per cent. The market may remain rangebound until the election results, unless it gets a clearer view of the election outcome. If there are clearer indications that the NDA is set to win, the market may see a rally. If there are indications that the UPA may come back, the market may see a correction, said Gautam Chhaochharia. The world’s largest democracy is currently going through over a monthlong election since April 11. The vote count will take place on May 23. Most Dalal Street honchos are openly rooting for a return of the Modi-led National Democratic Alliance, simply because they expect such an outcome to ensure policy continuity, which they feel could get disrupted should the Congress get to govern through consensus among a large number of constituent partners. Foreign institutional investors (FIIs) have invested a net of $986 million so far this month, sharply lower from the large inflows seen in February and March. The market rallied too fast. We saw strong FII inflows post the India-Pakistan border faceoff. Currently, EM flows are no longer as strong as before. Investors’ willingness to put in money into the market after this strong rally has gone down, Chhaocharia said. Other analysts say a large chunk of the FII money that came in over the past two months had been ETF flows into emerging market funds. FII flows into India off late have largely been ETF money into EMs, and India received its share out of it. There is not much of direct investments into India-focused funds, said Kaustubh Belapurkar, director of fund research at Morningstar Investment Adviser, India. Domestic institutional investors (DIIs), who comprise mainly mutual funds and insurance companies, sold a net of Rs 1,341.67 crore so far in April, albeit much lower than their total sales in March, when they offloaded shares worth Rs 13,930 crore. Mutual funds are probably sitting on cash, and staying on the side lines. Insurance companies seem to be selling at this point, Chhaocharia said.
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REALTOR WILL BE AUDITED OVER CLAIMS OF FUNDS DIVERSION

After recommending a police case against three housing finance companies and a real estate developer for allegedly diverting funds collected from homebuyers, the Haryana Real Estate Regulatory Authority (H-Rera), on Thursday, decided to conduct a forensic audit of the accounts of four realty projects belonging to a single developer in Gurugram to find out how funds were diverted. As per the law, a developer has to create a master bank account, a project account, also called Rera account, along with a third account. All the receivables from homebuyers are supposed to go to the master account and 70% of the amount collected from homebuyers has to be deposited to the Rera account. This money needs to be used only for construction and to meeting the land costs. This money can also be withdrawn only after completing certain formalities, such as obtaining a certificate from an architect, engineer or a chartered accountant giving the reason for its use. Thirty per cent of the money has to be kept in the third account. K K Khandelwal, said, We have to know what happened to the money so that this does not happen in the future. Financial institutions and banks have to realise that homebuyers’ money is sacrosanct and can be used only for developing the projects. The money does not belong to the promoter and he is only the custodian of it. He has no right to create a charge or a lien on that and if it is created, it is illegal. Furthermore, no authority has the right to withdraw the funds from this account. As per H-Rera authorities, it was observed that real estate companies, in particular, those developing the three projects against whom police action was recommended on Wednesday, had not created a Rera account. The H-Rera also observed that banks had withdrawn 100% of the receivables from the accounts after the promoters failed to return the loans. In no case, the money of homebuyers can be withdrawn as per the rules, said Khandelwal.
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JAYPEE INFRA BIDS: LENDERS OFFERED LAND WORTH RS 5,000 CRORE

The state-owned NBCC has sweetened its bid to acquire the debt-ridden Jaypee Infratech, and has now offered to give lenders land parcels worth Rs 5,000 crore, sources said. The public sector enterprise, which is also completing some projects of the Amrapali group upon the Supreme Court’s direction, had offered lenders land worth Rs 3,000 crore in its earlier resolution plan submitted a couple of months back. It had also offered the Yamuna Expressway, which connects Noida to Agra in Uttar Pradesh. NBCC and Suraksha Realty group-led consortium, which are in the race to acquire Jaypee Infratech, were asked by the lenders to sweeten their offers. Both have submitted their revised offers under the Insolvency and Bankruptcy Code (IBC). According to sources, NBCC has offered to pay Rs 500 crore upfront to lenders and will invest around Rs 2,000-2,500 crore as funding gap to complete delayed housing projects of Jaypee Infratech comprising over 20,000 flats in Noida. The revised resolution plans by NBCC and Suraksha Realty will be considered by lenders on April 26 and April 30. Revised resolution plans have been received from NBCC and the Suraksha Realty-led consortium, and will be placed for discussion among the members of the CoC (committee of creditors) on resolution plans received from resolution applicants in the meetings to be held on April 26 and April 30, respectively, Jaypee Infratech Interim Resolution Professional (IRP) Anuj Jain said in a regulatory filing.
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RERA PAPERWORK SLOWED DOWN NEW PROJECTS: BUILDERS

A long list of compliances that require detailed information about a project a builder wants to launch, land records and allied permits might have slowed down the application process for registration with UP-Rera, Credai has said. The builder body has claimed that many developers who have secured land and are constructing residential or commercial projects in Noida, Greater Noida and Ghaziabad are now taking at least four to five months to put together the paperwork needed to register with UP-Rera. It said a single-window system might help smoothen the process. There’s a long list of compliances a builder needs to secure to get registered with Rera and as the builder needs to put everything together before applying, there’s a slow down in the process. Nevertheless, new projects are being launched and soon they will get UP-Rera permission, said Subodh Goel. Some of the documents needed for application include, photographs, IDs and contact details of promoters, details of the promoter’s enterprise, authenticated copy of approvals, development plans, audited profit and loss statement along with income tax returns of the enterprise for last three fiscal. Authenticated copy of legal title deed and proforma of allotment letter are also required. As per a UP-Rera document, 53 projects in UP are pending with it for approval, although 2,610 projects have come under its ambit since September 2018 when it came into force. At least 488 projects are yet to be registered. We’ve cleared all projects that came to us with necessary compliances. As a rule, we clear a project within a month. Projects that do not have adequate documentation are sent back and builders are asked to return with full documentation. So, some get restricted, said Balwinder Kumar. Goel said: What the builders now need is an easy way to secure compliance so that Rera registration becomes easy.
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BARING PE'S PLAN TO BUY 30% STAKE IN NIIT FOR RS 2627-CR GETS CCI APPROVAL

The Competition Commission said Friday it has cleared Baring Private Equity Asia's 30 per cent stake purchase in mid-sized IT services firm NIIT Technologies in a Rs 2,627-crore deal. The acquisition will trigger an open offer under which Baring Private Equity Asia (BPEA) will make an offer to public shareholders of NIIT Technologies for purchasing up to 26 per cent additional shareholding, taking the total deal value to up to Rs 4,890 crore. In a tweet, the Competition Commission of India (CCI) said it approves acquisition of share capital of the NIIT Technologies Limited by Hulst B.V. Hulst B V is a company registered in the Netherlands. It is indirectly owned and controlled by funds affiliated with BPEA, according to the notice submitted to the CCI. NIIT Ltd holds about 23 per cent stake, while Pawar and Singh with their families hold around 7 per cent shares in NIIT Technologies. Deals beyond a certain threshold require clearance from the fair trade regulator.
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GOLDMAN SACHS SAYS DRAGGED-OUT BREXIT IS DOING DEEPER DAMAGE TO UK ECONOMY

Britain’s protracted divorce from the European Union is hurting the world’s fifth largest economy as dwindling company investment, signs of a looming labour market shock and poor productivity hinder growth, Goldman Sachs said. The United Kingdom was due to have left the EU on March 29, though Prime Minister Theresa May has been unable to get her divorce deal approved by parliament. Now the new deadline is Oct. 31, more than three years since the 2016 referendum. It is now unclear when, how and even if Brexit will happen. Goldman Sachs said in a note to clients that its base scenario was the divorce deal would be ratified by May 22 but that there was a risk of Britain’s exit being delayed until much closer to the new Oct. 31 deadline. The politics of Brexit have become more protracted and, as a result, the side-effects of Brexit on the UK economy have intensified, Goldman said in a note entitled Brexit — Withdrawal Symptoms. From both a top-down and a bottom-up perspective, Brexit has taken a toll on the UK economy — even though it has not yet happened, Goldman said. It said Britain’s economy has underperformed other advanced economies since mid-2016, losing nearly 2.5 percent of Gross Domestic Product relative to its pre-referendum growth path, in large part due to weaker investment. Bank of England Governor Mark Carney said in February that Britain had lost around 1.5 percent of GDP compared with the central bank’s expectations before the referendum. Carney said this month that uncertainty facing British businesses has gone through the roof due to Brexit. Capital expenditure by businesses has been particularly subdued, Goldman said, and strong employment data masks a deepening misallocation of resources to labour rather than capital which will ultimately make the economy less efficient. Since the referendum, firms have hired workers rather than invest in capital, Goldman economists said. Business investment has grown by just 0.3 percent in cumulative terms since June 2016, and 2018 was the first year in at least half a century during which business investment contracted in every quarter without a recession, Goldman said. An increasingly tight labour market – with unemployment at its lowest since early 1975 and pay growing at its joint fastest pace in over a decade – could also be a sign of strain rather than resilience. The balance between weaker demand for workers and a shorter supply of workers bears the hallmarks of a Brexit-induced labour market shock, Goldman economists said. Low investment combined with a tight labour market are likely to hurt the economy’s overall efficiency and thus accentuate the chronic underperformance of UK productivity, they added. Britain’s productivity has lagged that of the U.S., Germany, and France, for the past decade. Business leaders have already triggered contingency plans to cope with additional checks on the post-Brexit UK-EU border they fear will clog ports, silt up the arteries of trade and dislocate supply chains in Europe and beyond. Opponents fear Brexit will make Britain poorer and divide the West as it grapples with both the unconventional US presidency of Donald Trump and growing assertiveness from Russia and China. Brexit supporters say there would be short-term disruption but in the long-term the UK would thrive if cut free from what they cast as a doomed experiment in German-dominated unity and excessive debt-funded welfare spending. Until the UK’s departure from the EU is resolved, it is difficult to have conviction in a strong rebound in growth, Goldman said. In 2020, with Brexit resolved, we do expect a pick-up in activity as uncertainty abates.
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1,758-CARAT, 352 GRAMS: SECOND-LARGEST DIAMOND IN HISTORY FOUND

Lucara Diamond Corp has unearthed the largest uncut diamond in recent history in its Karowe mine in Botswana, the Canadian company said on Thursday, beating its own record discovery from November 2015 that it struggled to sell for nearly two years. The 1,758-carat diamond is larger than a tennis ball and weighs close to 352 grams (12.42 ounces), it said in a statement. The stone is second in size only to the 3,106-carat Cullinan Diamond, recovered in South Africa in 1905. The stone is the latest in a series of high-value recoveries for the Vancouver-based company at Karowe. Since introducing its XRT diamond recovery technology, Lucara has recovered 12 diamonds over 300 carats, the company said, including a 472-carat and a 327-carat diamond in April 2018. The 1,109-carat Lesedi La Rona, which Lucara recovered in November 2015, failed to meet its undisclosed reserve price at a June 2016 auction, putting pressure on the company's shares. British diamond dealer Graff Diamonds finally bought it for $53 million in September 2017. Forbes reported late last year that Graff had created 67 finished gems from the stone.
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A BILLION INTERNET USERS TO DRIVE DEMAND; INDIA STARING AT $6 TRILLION CONSUMPTION OPPORTUNITY

India is staring at a massive consumer demand arising from a clutch of favourable factors, with the domestic consumption opportunity alone in 2030 set to grow as big as more than twice the entire present GDP. Increased incomes, a billion diverse internet users and a very young population will drive the consumer demand in the future, increasing it tremendously by 2030, according to a World Economic Forum report. India’s domestic consumption, which powers 60 percent of GDP today, is expected to grow into a $6 trillion opportunity by 2030, according to the World Economic Forum. Growth in income will convert the Indian economy from a bottom-of-the-pyramid economy to a middle-class led one, with consumer expenditure growing from $1.5 trillion today to nearly $6 trillion by 2030, said the WEF report. At the same time, India will also uplift around 25 million households out of poverty and reduce the share of households below the poverty line from 15 percent today to 5 percent, the report added. While metros and emerging boom towns would continue to drive economic growth, rural per capita consumption will rise faster than in urban areas mimicking consumption patterns of urban counterparts, it said. Further, the consumption growth will be supported by the young working age population in the country. Unlike many ageing nations in the West and East, India will remain a nation with a young population with a median age of 31, said the report. Moreover, with internet access expected to democratise by 2030, more than 1 billion people — both rural and urban — will come online gaining knowledge about the offers and varieties of goods, the report added. The recent short-term trends have pointed out to falling consumption demand in the economy, posing a threat to India’s fastest growing economy status. However, with the World Economic Forum report, there seems to be no cause of worry, looking at how the domestic consumption is set to grow in the long term.
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GOOGLE’S LABOUR ETHICS ROLL DOWNHILL IN NEW CASE

A complaint has been filed with the National Labor Relations Board accusing Alphabet Inc.’s Google of violating federal law by retaliating against an employee. The filing was made this week by an unidentified individual and the case has been assigned to the agency’s New York office, according to the agency’s website. It involved an alleged violation of a New Deal-era ban on punishing employees for involvement in collective action related to working conditions, according to a case summary posted online. An attorney listed as representing the complainant didn’t immediately comment in response to an inquiry. It’s unclear who the complainant is. Over the past year, staff have protested over workers’ rights, a divisive military contract and the company’s handling of sexual misconduct. Tens of thousands of Google employees around the world participated in a November walkout, demanding changes. The company’s since addressed some of the organizers’ demands, announcing it would let employees pursue claims as class actions in court rather than forcing them into arbitration. This week, the internet giant came under fire from two leaders of the walkout, who alleged in a message posted internally that the company has been retaliating against them — a claim Google has denied. The activists, whose message was first reported by Wired, announced a planned town-hall meeting on the issue Friday. Those employees could not be reached for comment. A Google representative declined to comment on the new filing but pointed to a previous statement about the walkout organizers’ claims: We prohibit retaliation in the workplace, and investigate all allegations. Employees and teams are regularly and commonly given new assignments, or reorganized, to keep pace with evolving business needs. There has been no retaliation here.
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MICROSOFT BECOMES A TRILLION DOLLAR COMPANY AFTER IMPRESSIVE EARNINGS

Microsoft Corp on Wednesday briefly topped $1 trillion in value for the first time after executives predicted continued growth for its cloud computing business. The Redmond, Washington-based company beat Wall Street estimates for quarterly profit and revenue, powered by an unexpected boost in Windows revenue and brisk growth in its cloud business which has reached tens of billions of dollars in sales. Microsoft shares rose 4.4% to $130.54 in late trading after the forecast issued on a conference call with investors, pushing the company ahead of Apple Inc's $980 billion market capitalisation. The companies and Amazon.com Inc have taken turns in recent months to rank as the world's most valuable US-listed company. Microsoft's stock has gained about 23% gain so far this year, after hitting a record high of $125.85 during regular trading hours. Satya Nadella, the company has spent the past five years shifting from reliance on its once-dominant Windows operating system to selling cloud-based services. Azure, Microsoft's flagship cloud product, competes with market leader Amazon Web Services (AWS) to provide computing power to businesses. Amy Hood told investors that Microsoft expects to see growth in the fiscal fourth quarter in the business divisions in charge of Azure and Office 365, an online version of its longtime productivity software. For the third quarter ended March 31, Azure's growth slowed slightly to 73%, down from 76% in the second quarter. Mike Spencer, Microsoft's head of investor relations, said the decline was roughly in line with the company's estimate. Christopher Eberle, a senior equity analyst with Nomura, said that with Azure, one should assume a slower rate of growth as we move forward, simply due to the law of large numbers. Still, Azure will bring in $13.5 billion in sales in fiscal 2019 with an overall growth rate of 75%, he estimated. I can't name another company of that scale growing at these rates. Microsoft tops tech rivals such as Amazon in market capitalisation on some days despite having less revenue, partly because most of its sales go to businesses, which tend to be steadier customers than consumers. A growing proportion of Microsoft's software sales are billed as recurring subscription purchases, which are more reliable than one-time purchases. Microsoft's earnings per share of $1.14 beat expectations of $1, according to IBES data from Refinitiv. Windows licensing revenue from computer makers grew 9% year over year, beating expectations after a 5% decline in the previous quarter. Spencer said a shortage of Intel Corp processor chips for PCs that many analysts expected to last into this summer had been resolved earlier than expected, allowing PC makers to ship more machines. Microsoft's commercial cloud revenue - which includes business use of Azure, Office 365 and LinkedIn - was $9.6 billion this quarter, up 41% from the previous year but down slightly from the 48% growth rate the previous quarter. Microsoft's so-called intelligent cloud unit, which contains its Azure services, posted revenue of $9.65 billion, above Wall Street estimates of $9.28 billion, according to IBES data from Refinitiv. Microsoft's Hood said that unit could reach $11.05 billion in revenue in the fiscal fourth quarter. The productivity and business process unit that includes both Office as well as social network LinkedIn had $10.2 billion revenue versus expectations of $10.05 billion. Hood forecast up to $10.75 billion in revenue for the unit for the fourth quarter. Its gaming revenue was up only 5% versus 8% the quarter before, which Spencer attributed to less revenue from third-party game developers and the fact that many gamers are delaying purchases of Microsoft's Xbox console because a new model is expected soon. Sales of the company's Surface hardware grew 21% versus 39% the quarter before, also because customers waited for updated hardware they expected to be released soon. Total revenue rose 14% to $30.57 billion, beating analysts' average estimate of $29.84 billion, according to IBES data from Refinitiv. Net income rose to $8.81 billion, or $1.15 per share, from $7.42 billion, or 96 cents per share, a year earlier.




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